One of the great temptations of men and women to-day is to appear better off than they are. We are all as good as everybody else--so we say--and, therefore, we must dress as well, dine as well, live as well, and show off as much. What is the result in many cases? Financial worry or disaster at best; criminality at worst. For many a man to-day is in the penitentiary because he and his wife did not have the moral courage to dare to live within their income; she did not dare to wear her last-year's hat, or a made-over gown, and he did not dare say No! when she insisted upon having new and expensive things, or would not deny himself when his "set" indulged in an expensive pastime which he could not afford. Oh, the pity of it! Let your courage have a chance to grow. Plant the seeds of moral heroism early, so that when the testing time comes you will find the tree already grown to which you can cling. Every boy and every girl--no matter how young--has times when temptations come which it requires moral courage to resist. Better teach your boy the duty, pleasure, and benefit of this resistance than have him win every other prize of excellent scholarship. Are you radiating such courage so that your children feel it? That they are influenced by it? Happy you, if you are, for it will return to you in the beauty, strength, nobility, and grandeur of your boy's, your girl's, life in after days to your benediction and joy. The world is cold for want of moral courage. Turn on the radiator. Call on the great source for a full supply and help make the world warm with the heroism, the bravery, the moral courage it needs. Possessed in any degree, however small, of this heroism of the soul, I, myself, want to radiate the consciousness that my _natural and proper place is in the forefront of every movement that makes for human progress_. Most men are laggards in human progress. Of comparatively only a few is it said in such things: "He is abreast of his times." Of only the less than few--the solitary, the individual soldiers--is it said: "He is ahead of his times." Here I want to find my place. These are the men and women with whom I would stand. And I would so radiate the spirit of advancement and progress that every awake and alert soul and also every quiescent and sleeping soul will feel and know it when we come in contact.