It is the latter type we are chiefly concerned with; how is it that the form has so deteriorated as to create this concern in our minds? I think the cause is not far to seek; it appears to be the outcome of (1) the shipowner's desire to carry the maximum number of persons in the minimum number of boats; (2) in the efforts of the ship-builder, as a rule, to carry out the specification in which he has contracted to supply the owners with boats at a price, often very low, and naturally he does not sublet his contract with the boatbuilder at a loss; (3) the aim of the competing boatbuilder, which is to build his boats at as little cost price as possible, and yet to provide accommodation for the prescribed number of persons. He is probably limited as to length, and therefore relies on the breadth and depth; in this direction, he is unintentionally assisted by the board's rule for measurement, viz, L × B × D × .6/10 or 8; so long, therefore, as he can obtain his breadth at one point for measurement purposes, it is quite immaterial to him how soon he fines away to the ends, with the result that the stability of the boat becomes almost entirely dependent upon the form of a very limited midship section, or the still smaller proportion of same that would be under water when in the loaded condition. The boatbuilder may be further restricted as to breadth, and, therefore, he again detracts from the form a boat should have by dispensing with sheer and increasing the depth from keel to gunwale amidships. This method of building boats enables him to obtain the capacity required by the owner at the expense of the boat's stability and utility. No doubt when the life-saving appliances rules came into being the divisors 10 and 8 for the different sections were deemed safe on the supposition that the usual full form of boat would not be largely departed from. Experience has shown, however, that form is frequently sacrificed for the unworthy objects referred to above, and it follows, therefore, that either the form should be improved or a heavier divisor laid down.