“Thus our salvation or rejection depends entirely on whether we believe or do not believe in Christ.... Unbelief retains all sin, so that it cannot be forgiven, just as faith cancels all sin; hence outside of such faith everything is and remains sinful and worthy of damnation, even the best of lives, and the best of works.... In faith a Christian’s life and works are pleasing to God, outside of Christ everything is lost and doomed to perdition; in Christ all is good and blessed, so that even the sin which flesh and blood inherits from Adam is neither a cause of harm nor of condemnation.” “This, however, is not to be understood as a permit to sin and to commit evil; for since faith brings forgiveness of sin ... it is impossible that he who lives openly unrepentant and secure in his sins and lusts should be a Christian and a believer.”[532] In conclusion he explains to what category of hearers he is speaking: “To them [the faithful] this is said, in order that sin may not harm nor condemn them; to the others, who are without faith and reprobate, we do not preach.”[533] Amongst the numerous other questions which here force themselves upon us, one is, why Luther did not address his Evangel to those “without faith,” and to the “reprobate,” according to the example of Christ.[534] The fanatics, particularly Carlstadt, were not slow in attacking Luther on account of his doctrine of faith alone. Carlstadt described this “faith” of Luther’s as a “paper faith” and a “heartless faith.” He perceived the “dangers to the interior life which might arise from the stress laid on faith alone, viz. the enfeebling of the moral powers and the growth of formalism.”[535] The modern Protestant biographer of Carlstadt, from whom these words are taken, points out that “moral laxity too often went hand-in-hand with Luther’s doctrine of the forgiveness of sins.”[536] “Owing to an assiduous depreciation of the moral code no criterion existed according to which the direction of the impulses of the will could be determined, according to Luther’s doctrine of Justification.”[537] The Lutheran teaching was “admirably adapted to suit the life of the individual,” but the moral laxity which followed in its train “could not be considered as merely an exceptional phenomenon.”[538] There is no doubt that “much dross came to the surface when ‘faith only’ was applied to the forgiveness of sins.”[539]