“I know nothing about Lord Stowell; but I know this, that it’s no pleasant thing to think there’s a flaw in what one was once sure of. I used to fancy myself as much the owner of Dalradern as though Sir Within Wardle was only a tenant.” “I scarcely think, if I was in your place, I’d fret myself about the contingency you speak of,” said Grenfell. “I’ll not go so far as to say I fret about it. I don’t exactly do that; but it worries me in certain ways.” “I understand,” said Grenfell; “it makes the Jews more difficult to deal with--more captious about post obits.” “You have it exactly. That fellow Joel--I can’t imagine how he came at it--said to me, t’other day, ‘I don’t like my security, Mr. Dolly; it ain’t what I used to think it was.’ And what do you think I’m paying him all the time?” “Ten--perhaps fifteen--per cent.” “Guess again.” “Twenty?--surely not more than twenty-five?” “Forty--ay, forty per cent.! And when I was let in so heavily last May on ‘Grampus,’ I stood for the whole of Cloudsley’s lot, old Joel refused to renew under sixty per cent.! He even threatened he’d go up to Leadenhall-street and have a talk with my governor.” “Which might not have been pleasant.” “I believe you. The governor has only to know that I’ve been betting in the ring to scratch my name out of the bank to-morrow, and cut me off root and branch. You haven’t an idea what these old ‘dons’ in the banking world think of what they call ‘the house.’ When my father speaks of ‘the house,’ he means something that represents the honour of all the Ladarelles--not alone since Adam, but the unborn partners that are to discount and keep deposits for centuries to come. Maybe you have not mixed with these sort of people?” “Very little; but I have heard tell of their prejudices,” said Gren-fell, with the very faintest tinge of colour in his cheek as he spoke. “That’s just what my governor is. After the bank comes the monarchy with him; so that you see I must be cautious.” “I know something of Master Joel. It is rather his interest to stand well with me; and, if you like, I will just give him a gentle hint to keep quiet, and not create any disturbance.” “Oh, would you? By Jove! I’ll take it as a great service to me. The fact is, I’ve been going it rather fast. Hawkshaw ‘let me in’ pretty heavily on ‘Caithness,’ and then Blunden, as you know, levanted; so that our last settling day was rather a dark morning to me.” “Have you any other creditors than Joel?” “Nothing very heavy. I owe Davis----” “Grog?” “Yes--Grog Davis. I owe him about two thousand; but he never presses. Grog’s a gentleman in that respect. It’s only when a fellow ‘hums’ and ‘hahs’ about whether the thing was all square or not; that’s what Grog won’t stand a moment. He’ll insist on his money then; and, what’s more, he’ll have a shot at you, too, if he can get it.” “Yes, but he’ll have his money first. I never heard of Grog Davis shooting at a solvent debtor yet.”