Vance looked serene as he replied, "I'd stay longer and go oftener if I could." "Well, if you ain't cheekier 'n ol' cheek! I should think you'd be ashamed to say it." "'Shamed of it? I'm proud of it! As I tell my wife, if I'd 'a' met Mis' Sanford when we was both young, they wouldn't 'a' be'n no such present arrangement." The new life made its changes in Mrs. Sanford. She grew thinner and graver, but as she went on, and trade steadily increased, a feeling of pride, a sort of exultation, came into her soul and shone from her steady eyes. It was glorious to feel that she was holding her own with men in the world, winning their respect, which is better than their flattery. She arose each day at five o'clock with a distinct pleasure, for her physical health was excellent, never better. She began to dream. She could pay off five hundred dollars a year of the interest--perhaps she could pay some of the principal, if all went well. Perhaps in a year or two she could take a larger store, and, if Jim got something to do, in ten years they could pay it all off--every cent! She talked with business men, and read and studied, and felt each day a firmer hold on affairs. Sanford got the agency of an insurance company or two, and earned a few dollars during the spring. In June things brightened up a little. The money for a note of a thousand dollars fell due--a note he had considered virtually worthless, but the debtor, having had a "streak o' luck," sent seven hundred and fifty dollars. Sanford at once called a meeting of his creditors, and paid them, pro rata, a thousand dollars. The meeting took place in his wife's store, and in making the speech Sanford said: "I tell you, gentlemen, if you'll only give us a chance, we'll clear this thing all up--that is, the principal. We can't--" "Yes, we can, James. We can pay it all, principal and interest. We owe the interest just as much as the rest." It was evident that there was to be no letting down while she lived. The effect of this payment was marked. The general feeling was much more kindly than before. Most of the fellows dropped back into the habit of calling him Jim; but, after all, it was not like the greeting of old, when he was "banker." Still the gain in confidence found a reflex in him. His shoulders, which had begun to droop a little, lifted, and his eyes brightened. "We'll win yet," he began to say. "She's a-holdin' of 'im right to time," Mrs. Bingham said. It was shortly after this that he got the agency for a new cash-delivery system, and went on the road with it, travelling in northern Wisconsin and Minnesota. He came back after a three weeks' trip, quite jubilant. "I've made a hundred dollars, Nell. I'm all right if this holds out, and I guess it will." In the following November, just a year after the failure, they celebrated\ the day, at her suggestion, by paying interest on the unpaid sums they owed.