I thank you all out of my heart for this fraternal welcome, and it seems almost too fine, almost too magnificent, for a humble Missourian such as I am, far from his native haunts on the banks of the Mississippi; yet my modesty is in a degree fortified by observing that I am not the only Missourian who has been honored here to-night, for I see at this very table-here is a Missourian [indicating Mr. McKelway], and there is a Missourian [indicating Mr. Depew], and there is another Missourian—and Hendrix and Clemens; and last but not least, the greatest Missourian of them all—here he sits—Tom Reed, who has always concealed his birth till now. And since I have been away I know what has been happening in his case: he has deserted politics, and now is leading a creditable life. He has reformed, and God prosper him; and I judge, by a remark which he made up-stairs awhile ago, that he had found a new business that is utterly suited to his make and constitution, and all he is doing now is that he is around raising the average of personal beauty. But I am grateful to the president for the kind words which he has said of me, and it is not for me to say whether these praises were deserved or not. I prefer to accept them just as they stand, without concerning myself with the statistics upon which they have been built, but only with that large matter, that essential matter, the good-fellowship, the kindliness, the magnanimity, and generosity that prompted their utterance. Well, many things have happened since I sat here before, and now that I think of it, the president's reference to the debts which were left by the bankrupt firm of Charles L. Webster & Co. gives me an opportunity to say a word which I very much wish to say, not for myself, but for ninety-five men and women whom I shall always hold in high esteem and in pleasant remembrance—the creditors of that firm. They treated me well; they treated me handsomely. There were ninety-six of them, and by not a finger's weight did ninety-five of them add to the burden of that time for me. Ninety-five out of the ninety-six—they didn't indicate by any word or sign that they were anxious about their money. They treated me well, and I shall not forget it; I could not forget it if I wanted to. Many of them said, “Don't you worry, don't you hurry”; that's what they said. Why, if I could have that kind of creditors always, and that experience, I would recognize it as a personal loss to be out of debt. I owe those ninety-five creditors a debt of homage, and I pay it now in such measure as one may pay so fine a debt in mere words. Yes, they said that very thing. I was not personally acquainted with ten of them, and yet they said, “Don't you worry, and don't you hurry.” I know that phrase by heart, and if all the other music should perish out of the world it would still sing to me. I appreciate that; I am glad to say this word; people say so much about me, and they forget those creditors.