In September of this year, 1871, I went abroad for the first time in my life. Passing through Belgium and by the Rhine to Switzerland, I visited the Italian lakes before returning to England by way of Paris. There is no need to dwell upon the incidents of a commonplace tour like this, though one can never forget the delightful sense of exhilaration produced by a first experience of the living grandeur of the Alps. Switzerland was not so completely hackneyed in those days as it is now, and to me, of course, as a newcomer, it did not seem to be hackneyed at all. I was too young, I think, fully to realise the indescribable charm of Italy, a charm which is felt more strongly by most of us with each successive visit to that land of dreams and beauty. At Milan I was the victim of a not unusual incident in travel. I found myself stranded at the old Hôtel de la Ville for want of money. I had arranged for a remittance to reach me there; but in those days there were no tunnels through the Alps, and Italy was, in consequence, still a long way from England. My remittance, therefore, took longer to reach me than I had anticipated. The result was that I spent certain miserable days in a state of almost complete impecuniosity. I shall never forget the weary hours during which I tramped the streets, and the endless visits to the post office in search of the letter which I awaited so anxiously. But whilst in this unpleasant position, I was fortunate enough to meet with an instance of genuine kindliness that really raised my opinion of my fellow-creatures. An old Scotsman used to sit beside me at the _table d'hôte_ at the Hôtel de la Ville. He was a man of intelligence, and I found his conversation very pleasant. With the pride and sensitiveness of youth, I was, of course, resolute in my determination to conceal from him my unpleasant fix; but one night at dinner he startled me by asking when I was going to leave Milan. I feebly evaded the question by saying that I must first of all see all the sights of the place. "Hoots, man!" he retorted, "ye've seen all the sights, and ye're jist wasting your time and losing your holiday stopping here. I ken weel what it is ye're waiting for. Ye're short of money--that's it, isn't it?" I murmured something to the effect that I was expecting remittances which would, no doubt, reach me almost immediately. "Weel, I'm not going to let a young fellow like you lose your holiday," said my friend, in a very positive manner, "and ye'll just have to make me your banker for what ye want, and get away out of this hole as soon as ye can, for there are better sights to be seen than Milan." I could only prevent his forcing money upon me on the spot by promising that if my remittance did not come next day I would avail myself of his generous offer. Happily, the next day relief came, and I was no longer in pawn at Milan. But blessings on the head of that worthy old Scot, who must long ago have