And if the general failure of education has this deplorable effect, what shall we say of the complete lack of any special education relating to sex in at least a majority of modern schools? I know that that is a very difficult matter. I know that disaster may follow from any attempt to do it in a general way through class teaching. I know too that it ought to be done by parents. But it is not done, and both boys and girls go out to face the dangers of life in town and country without the knowledge of physical facts which might guide them into safety. Actual immorality is indeed uncommon between the ages of fourteen and seventeen, but those years are often spent in a way that is the worst possible preparation for the struggle that is to come. I have put my main stress on the fact that education stops at fourteen, because to my mind that is the outstanding defect of our system. But even the education we do give is ill fitted to attain its true end. It is not the fault of the teachers. Many of them do wonderful work, and long to be allowed to do better work. But with classes of from fifty to seventy the most heaven-born teacher in the world cannot achieve his purposes. It is certain that lovers of purity who really understand human nature cannot be among the panic-stricken economists who want to starve education. _Housing_ Housing evils are mainly of two kinds. Houses are often dark, damp, and evil-smelling, which means ill-health. And houses are often too small, which means that human beings are packed so closely that privacy is impossible. Both results affect morality. A man below par in general health is far more susceptible to the lure of evil than a really healthy one. And the same is true of girls. There are to be found in some corners of our towns lewd and unwholesome-looking youths whose talk and whose actions are unclean and sordid. We perhaps shudder as we pass by and sense what is their moral condition, but if we knew the houses from which they come we might hardly wonder. Then plainly it is hostile to wholesome living when husband and wife cannot have a sleeping-place separate from the rest of the family, and when growing boys and girls share the same room, so that natural modesty is confronted with constant obstacles to its normal development. When I wrote some pages back about the disciplinary value of the daily cold bath, I could hardly forbear stopping at that point to comment on the fact that that primary condition for bodily and moral health is beyond the reach of millions. Our housing has not yet reached the bathroom standard for the majority of our people.