No more chivalrous knight than Tom Barley ever drew breath, but notwithstanding his devotion to Phoebe, certain incontrovertible conclusions had for some time past forced themselves upon him. A number of men live to eat; a much larger number eat to live. Without reference to his inclinations, Tom Barley's circumstances did not enable him to do the former, and he found it exceedingly hard to do the latter. Between him and Mrs. Pamflett existed an unconquerable antipathy. Being of an independent order of mind, he was barely civil to her; and, as she kept the key of the cupboard, she repaid him in full by either throwing food to him as she would to a dog, or giving him none at all. She tolerated him because he was useful to her in the way of chopping wood and doing various odd jobs of a rough nature; but for this, she would long ago have had him dismissed. Her son Jeremiah, who came regularly to Parksides on Miser Farebrother's business, never failed to put a spoke in Tom's wheel as he termed it; but his mother was successful in mollifying him by recounting the hardships to which Tom had to submit. "He's little better than starved," she said to her son, "and he hasn't a rag to his back." "Serve him right," growled Jeremiah; "I'd like to see him hanged!" He never forgot the beating he had received in the village, by the instigation of Tom Barley, on the occasion of his first visit to Parksides; and with him, never to forget was never to forgive. With prudent care of his bones he steered clear of a collision with Tom, who was strong enough to tackle half a dozen men such as he; but he would gladly have seized an opportunity to do Tom an ill turn. Tom, the least vindictive being that ever wore rags, had forgotten the incident years ago, and would have met with civility any advances which Jeremiah might have made to him; but as Miser Farebrother's managing clerk invariably scowled at him when they happened to meet, he took refuge in silence and avoidance. Jeremiah had made great strides since he first entered the miser's service. He had mastered the intricacies and the rogueries of the money-lending business, and was the sharpest of sharp knaves--without feeling, without a heart, intent only upon his own interests and the gratification of his own pleasures. It has already been shown that he was lending money upon his own account; but this was done without the cognizance of the miser, who would have strongly resented such an encroachment upon his domain. Miser Farebrother would have found it difficult--indeed, almost impossible--to get along now without Jeremiah; the constant cramp in his bones, which had kept him so frequently and for so long a time together a prisoner in Parksides, grew worse instead of better, and Jeremiah had taken the fullest advantage which these absences had offered to him. There were matters of business which Jeremiah, and Jeremiah alone, could explain: sums of money were owing which, without Jeremiah, could never have been