period she was aground, did not make a drop of water. All these are instances of the enhanced safety of ships due to the employment of steel, which ought certainly to be recognised by underwriters in the way of reduced premiums for vessels constructed of this material. One consideration which, it is both curious and sad to say, militates against this result, and which, judging from views entertained by shipowners themselves, stands in the way of the employment of steel, is not its _inability_ but its very _efficiency_ to withstand the results of grounding or other catastrophe. It is argued that while the effects of grounding are less _severe_ in the case of steel, and do not result in fracture or through-piercing because of its great ductility, yet the amount of _damage requiring repair_ is invariably much greater than in the case of iron. This view of the matter—which virtually places pounds, shillings, and pence before the comfort, if not the very lives, of those on board ship—the author feels bound to say, is not, so far as he knows, shared by owners of ships engaged in mail and passenger service, and it cannot surely be entertained by underwriters of any proper discernment. Safety in ocean steamships, in so far as affected by design, has unquestionably received greater attention at the hands of designers within recent years than formerly. The particular directions in which this is evinced, as well as the causes at work in bringing it about, will be dealt with in the chapter on scientific progress, the object here being to indicate the extent to which the safety of ships is affected by the qualities of their construction and outfit. The general question of seaworthiness, affected as it is by matters almost beyond the province of the marine architect, is in great measure the care of others concerned. The underwriting or insurance societies looking to their own interests, the Board of Trade on behalf of the lieges, and shipowners on their own and their customers’ and servants’ account, are parties on whom responsibility devolves in this connection. The question whether they are duly, and at all times alive to such responsibility, is one very difficult to answer, and cannot be fully dealt with here. Apart from the question of remissness by these bodies, in what are clearly their special duties, there is great difficulty in apportioning the duties and responsibility aright. The Board of Trade have not infrequently received checks when with precautionary motives they have interfered with departments and in matters but little affecting a vessel’s seaworthiness. The conflict which has so long raged and still rages between the Board and the shipowners of Britain regarding the loading of vessels, illustrates, and is indeed the result of, both difficulties. The Merchant Shipping Bill, introduced by Mr Chamberlain, and in a modified form now before Parliament, will, it is hoped, furnish a satisfactory solution of the matter. Shipowners