As an illustration of the benefit of learning a business well, I will quote a paragraph from the “busy hives around us.” After describing the large establishment of Messrs. Kershaw, Leese, and Co., Manchester, the writer adds—“There is a moral to our sketch. Mr. Kershaw, owner of a splendid warehouse, two factories, a cotton lord, merchant prince, and senator of the realm, was once a poor Manchester boy, and is not an old man now (1878). As he set Manchester an example of good taste and wise magnificence, so he stands an example to all young men of what untiring diligence may achieve. He rose in his house of business because he _learned his business __well_. He waited not upon fortune from without, but worked out his own future from within. He became one of the many of the illustrious men whom Lancashire points to as her pride.” Who has not heard of Sir Titus Salt? His beneficence, especially, has made him famous; his name is a veritable household word. The founder of Saltaire is, in many respects, no ordinary man. He is one of those who have neither been born great nor had greatness thrust upon them. He has achieved it, and achieved it worthily. Possessed of large intellect, immense strength of mind, and remarkable business acumen, he gained a princely fortune, and made himself one of Yorkshire’s chief manufacturers. Sir Titus was born in Morley, near Leeds, on the 20th of September, 1803. Some time after his birth, his father, Daniel Salt, removed to Bradford, where he became an extensive wool-dealer, and by-and-by took his son into partnership. At once the young man’s rare business qualities showed themselves, and the speculations of the firm—now Daniel Salt and Co.—grew larger than ever. Hitherto, however, the Russian Donskoi wool—in which they dealt extensively—had been used only in the woollen trade. The young man saw that it would suit the worsted trade as well; so he explained his views to the Bradford spinners, but they would scarcely listen to him. They knew, said they, the Russian wool was valueless to them. Young Mr. Salt was not disheartened by this. Not he! To prove his theory, he commenced as a spinner and manufacturer himself, and his fortune was assured. The wants of his trade led him occasionally to Liverpool; and it was on one of these visits that the scene took place which Charles Dickens, in his own inimitable way, described in “Household Words.” Says he:—