Another illustration of money-making is to be found in the case of William James Chaplin, a native of Rochester, in Kent, whose history affords a remarkable example of the way in which a man rises from the humblest ranks, by talent and energy, to a place amongst the most influential and wealthy men of the day. Before railways were in operation, Mr. Chaplin had succeeded in becoming one of the largest coach proprietors in the kingdom. His establishment grew from small beginnings, until, just before the opening of the London and North-Western Railway, he was proprietor of sixty-four stage-coaches, worked by 1,500 horses, and returning yearly more than a million sterling. A man who could build up such a business was not likely to let it sink under him; and, accordingly, we find that he moved his large capital from four-horse coaches into railway shares, and entered largely in foreign railways, especially in France and Holland. His greatest stake, however, was invested in the London and South-Western, of which he became director, and afterwards chairman. In 1845, he was Sheriff of London, when he took some pains to promote prison reform; and, in 1847, was elected M.P. for Salisbury, as a supporter of free trade and the ballot. He was also a deputy-lieutenant of the county of Hants. One of the most remarkable careers was that of Mr. Lindsay, M.P., who was a native of Ayre, in Scotland, where he was born in 1816, and left an orphan at six. When only fifteen years of age he commenced his career, leaving home with three shillings and sixpence in his pocket, to push his way as a sea-boy. He worked his way to Liverpool by trimming coals in the coal-hole of a steamer. Arrived in that great commercial emporium, he found himself friendless and destitute, and seven long weeks passed before he was able to find employment, four of which were spent in such utter destitution that he was reduced to the necessity of sleeping in the streets and sheds of Liverpool, often eating nothing but what he begged for. At length he was fortunate enough to be engaged in the _Isabella_, a West Indiaman; and such were the hardships to which the cabin-boy of that day was subjected, that, at times, it might almost be questioned whether the change was for the better. But William Lindsay was not a lad to be discouraged by hardships. Pressing steadily onward, in 1834, three years after he had first joined the ship in the humblest capacity, he was appointed to the position of second mate; but even when fortune had begun to smile upon him, her face was not altogether unclouded; for in the same year he was shipwrecked, and had both legs and one arm broken. The following year he was promoted to be chief mate; and in 1836, in his nineteenth year, he was appointed to the command of the _Olive Branch_, which seems, however, so to have belied her name, that, being in the Persian Gulf in 1839, in a hostile encounter, her commander was cut down