A man who died very rich, was very poor when he was a boy. When asked how he got his riches, he replied—“My father taught me never to play till all my work for the day was finished, and never to spend money till I had earned it. If I had but half-an-hour’s work to do in a day, I must do that the first thing, _and in half-an-hour_. After this was done I was allowed to play. I early formed the habit of doing everything in its time, and it soon became perfectly easy to do so. It is to this habit that I owe my prosperity.” Sir Titus Salt, the millionaire, who made a fortune by the introduction of alpaca-wool-cloth into the country, was a very early riser. At Bradford, where he first commenced business, before he had built his grand manufactory at Saltaire, it used to be said—“There is Titus Salt; he has made a thousand pounds before other men were out of bed.” It was industry that helped to make Franklin a successful man of business. This industry was, he tells us, a source of credit. “Particularly I was told, that mention being made of the new printing-office at the Merchants’ Every-Night Club, the general opinion was that it must fail, there being already two printers in the place—Kermer and Bradford. But Dr. Baird gave a contrary opinion: ‘for the industry of that Franklin,’ he said, ‘is superior to anything I ever saw of the kind. I see him still at work when I go from the club, and he is at work again before the neighbours are out of bed. This struck the rest, and he soon after had offers from one of them to supply us with stationery; but as yet he did not choose to engage in shop business.’ I mention this,” adds Franklin, “more particularly, and the more emphatically, though it seems to be talking in my own praise, that those of my posterity who shall read it, may know the use of that virtue (industry) when they see its effects in my favour throughout this relation.”