Next, though Roman Catholicism occupies a far different position from that it held in the days when Yorkshire and Lancashire were plentifully studded with houses and homes such as Bannisdale, it must be remembered that the successors of the sixteenth century Helbecks are only _magni nomines umbra_. To the modern Catholic, religion is less than ever a life to be lived, a distinct type to be created; it is increasingly recognised merely as a creed to be believed. Helbeck of Bannisdale you could pick out of a crowd, but a congregation at the Oratory or Farm Street differs in nothing from one at St. Peter's, Eaton Square, or the smartest Congregational chapel. They all mingle indistinguishably in the "church parade" and are lost. It is the victory of the "world" overcoming "faith". The modern Catholic believes with the Church as against the world, in the importance of "orders" or the truth of transubstantiation and infallibility, but his life is with the world. Emphatically, his _conversation_ is not in heaven. He is one of us. He is like Nicodemus, a disciple in secret, for various reasons, of which he is probably utterly unconscious. His Catholicism no more alienates him from modern life than Wallace's profound belief in phrenology puts him beyond the pale of science. His differences with the modern world are purely speculative, having little or no bearing on practical life, and therefore the world is content to take Catholicism at its own valuation. How far this is from Helbeck one can easily divine, but Laura has brought them leagues from that Westmoreland home of impossible ideals and all it symbolises.