"You may call up my attorneys by telephone this afternoon, sir, and arrange anything you like. They are still in my employ, according to our agreement of yesterday. I've paid them to see that I have nothing left when they get through with me, so there's nothing to worry about. Confer with them, Mr. Hoskins, and when you are ready I'll come down and do whatever is necessary in the premises. In the meantime, convey my thanks to my cousins and say that when they refused to accept a portion of the estate from me ten years ago they made it impossible for me to accept anything from them now. What they were too proud to accept, I also am too proud to take. Thank you for coming out to see me, Mr. Hoskins. I know you are a very busy man, and I know it must seem like a prodigious waste of time to be interesting yourself in the affairs of a poor bookkeeper without a cent to his name. For that is what I am, Mr. Hoskins: a poor bookkeeper without a cent to his name but still a believer in 'The Christmas Carol.'" "But that book actually was the cause of your undoing, sir. It--" "It doesn't matter," said Mr. Bingle wearily. "It is a good book, just the same. If you will excuse me now, I must go to the city. I have an appointment right after luncheon with a man who is going to show me a flat." Mr. Hoskins surprised himself at this juncture--undeniably surprised himself. "If you are going to the city at once, Mr. Bingle, perhaps you will permit me to take you up in my car." Mr. Bingle's smile was quizzical. "You HAVE got something out of 'The Christmas Carol' then," he said, and Mr. Hoskins eventually had the grace to redden perceptibly. He was slow in grasping the connection, however. The impoverished millionaire had a busy afternoon, and some annoying mishaps--if they may be classified as such. In the first place, he went to the bank and delivered his resignation as vice-president and director. He handed it to Mr. Force and at the same moment applied for his old job as bookkeeper. Mr. Force complimented him on his promptness in both emergencies. It appears that the newspapers had printed columns about the Bingle affair. Mr. Force was in possession of all the facts. He had been interviewed by all of the reporters who had failed to see Mr. Bingle and who had to be content with a statement prepared and delivered by Flanders.