Julius Hogginson Fairfield came strutting up, all smiles, and told us in an offhand way that he had put up five hundred on Sassafras, making quite a killing. It sounded very well, only I had happened to be right in line behind him when he placed a ten-dollar bill on the Styne colt. But people do like to give the impression of being real sports. I was tempted to remark that men who had to depend on their brains for a living, like writers, had no business risking even ten on the result of a race, but I decided to leave him happy in the profound impression he had created as a wise one. Though we did not ask him, he followed us down to the paddock with Evelyn Garish when we went to look over their Umbrella, and he declared positively that he was going to bet his imaginary five thousand straight and place on the black filly. But when I heard that Pebble, the darky, was to be up in place of Tomlinson, the boy who rides regularly for the Garish stable but was under suspension, I got my friend Cantle, the trainer, behind a tree and consulted him. Evelyn Garish said she would never forgive herself if we did not back Umbrella, for she believed it was like finding money, and I had to assure her that I would, but when Mrs. Underbunk handed me $100 I whispered to her for permission to use my own judgment. It came so straight from that trainer that 4 to 1 on Doctor B. to win seemed too good a thing to miss. In all my life I have never seen such a poor race. Doctor B., undoubtedly the best of the lot, was practically left at the post, thanks to the starter, and the Garish filly led all the way and finished in a walk. Mrs. Underbunk was so wildly excited over the result that she forgot all about there ever having been any other horse in the race at all, and I just had not the courage to enlighten her. So when she told me to hurry down to those dear bookies and get her money, I returned to a quiet spot and found solace in a Scotch and soda. Then I counted eight hundred out of my own pocket and went back to the balcony and paid up, and effusively thanked Mrs. Garish for having let me know about Umbrella. It was pretty hard to have to look pleased to death, after Doctor B. had taken a large part of my money, in addition to my settling with Gladys. Then to make matters worse, that infernal Fairfield had to come bowling up and intimate that he had hit the ring for close to twenty thousand, though I had seen him pass a small roll of tens into the hands of the shirt-sleeved gentleman who takes in the money for J. Cohen. Still Mrs. Underbunk's gratitude was worth paying for. She had got thoroughly into the spirit of the sport, and wanted to know if I had any more good things. I asked her playfully if she did not think betting was wrong. "It is delightfully wrong," said she seriously. "But I understand those book-makers are a horrid lot of men, and why shouldn't I take their money?"