I do not think that the needs of this story call for the name of the man with the smile. Up to the time of writing, he has kept out of prison, and the Upper World holds him to be a reputable person in consequence--which is the way of the Upper World, which judges a man on the score of results rather than on that of actions. That he and the other members of his mob are not viewing the Hudson scenery through barred windows, is, I believe, due to the fact that one of his pals is an astute and eminently respectable lawyer, who, because he knows his business as thoroughly as he does, can make the law serve the very crooks whom it is supposed to suppress. By this it will be gathered that he was and is one of those sharks known as financial lawyers, who infest the tempestuous seas of the financial district. He is a member of the Union League, and of a Fourth Avenue church, and has been identified with several citizens' movements having to do with the betterment of certain phases of municipal administration. He is one of the meanest unmugged "guns" that has ever helped to graft pennies from a sick widow's chimney stocking. This is no figure of speech. The enterprises which he and his mob spring on the public are especially designed to appeal to the hopes and fears of those whose knowledge of financial affairs and personal means are equally small. The victims invariably include a goodly percentage of women who, being without advisers, are anxious to invest their scant savings, and having an idea that Wall Street is, somehow or other, a place for making money, hand over fist, stand ready to swallow the mendacious yarns that form the basis of the printed matter of the corporations or "pools" in question. All grafting is of course bad from the viewpoint of the Upper World, although the Under World thinks otherwise. But I honestly believe that the real "dip," "moll-buzzer," "peter-man," "prop-getter," "thimble-toucher," "queer-shover," "slough-worker," "second-story man," or any other form of "gun," looks upon the "paper-pipers," such as my crook of the pier and his associates were, in much the same manner as a bank robber regards an East Side door-mat thief. The last that I heard of the man, and that quite recently, was, that he and his pals were floating a company that allegedly proposed to manufacture and sell a paint "which entered into the substance of the material on which it was used, so became part and parcel of it, and, in consequence, was practically indestructible." I quote from the preliminary pamphlet that was sent to the "suckers" who nibbled at the glittering bait of the concern's newspaper advertisements.