"These divine words contain the germ of all duties, all virtues, all charities. They have inspired the humble founder of this Institution. To God alone belong the benefits it may confer. Limited, as to the means of action, the founder has wished that the greatest number possible of his brothers should participate in the succor offered. He addresses himself, in the first place, to honest, industrious workmen, with families, whom the want of work often reduces to the most cruel extremities. It is not a degrading alms which he gives to his brothers but a gratuitous loan which he offers. May this loan, as he hopes, prevent them often from resorting to those cruel pledges which they are forced to make (while awaiting the return of work), for the purpose of sustaining a family of which they are the sole support. The only guarantee for this loan which he demands from his brothers is their oath and honor. It has a revenue of twelve thousand francs, which will be loaned without interest to workmen with families and out of work, in sums of twenty to forty francs. These loans shall only be made to working men or women who shall bring a certificate of good conduct from their last employer, stating the cause and date of the suspension of employment. These loans will be repaid monthly by sixths or twelfths, at the choice of the borrower, commencing from the day on which he finds employment. He will subscribe a simple engagement of honor to reimburse the loan at stated periods. To this will be added, as indorsers, the names of two of his companions. The workman who shall not reimburse the amount borrowed by him, cannot, he or his indorsers, have any claims for a new loan; or he will have forfeited a sacred engagement, and, above all, deprived several of his brothers of the advantages which he has enjoyed. The sums loaned, on the contrary, being scrupulously repaid, the same benefit can be bestowed on others. Not to degrade man by alms. Not to encourage idleness by a fruitless charity. To stimulate sentiments of honor and innate probity among the laboring classes. To come in a brotherly manner to the aid of the workman, who, living already with difficulty from day to day, cannot, when no work can be procured, _suspend_ his wants or those of his family, because his work is suspended. Such are the thoughts which have given rise to this institution. May He who has said, 'Love ye one another,' be glorified." "Oh! sir," cried the abbé, with religious admiration, "what a charitable idea! how easily I can comprehend your emotion on reading these lines of such touching simplicity." In truth, while finishing this reading, the voice of Jacques Ferrand was broken, his impatience and temper were at an end; but, watched by Polidori, he dared not, could not trangress the least orders of Rudolph. Let his rage be imagined at being forced to dispose so liberally of his fortune in favor of a class whom he had so unmercifully persecuted in the person of Morel the lapidary.