"Do not fear that," said Norrena. "They could not do that without abandoning the profit system, which is all that you would ask. As soon as you have organized trade and have a sufficient stock accumulated to meet its demands, you will be saving interest to the extent that you can transact business without money, and to this will be added all of the net retail profits. This will enable you to pay a little more for farm products than dealers can who are on the profit basis. You can safely continue this rise in prices until you pay as much as you can sell for. This will give you the entire trade of the farmers, and the usual profits on all they purchase will be a net gain to your exchange, less the slight advance on the price of products, equal to the profits of the speculators. The price you receive for farm products, will be exchanged for goods on which you will make a profit, and if you can always make one profit on the exchange you will be on the high road to success." "But this inducement," I said, "would only reach the farmers. It would be necessary to offer some other kind of inducement to secure the trade of the city workmen." "That is easily provided for," said Norrena. "Your farmer's trade, notwithstanding the fact that you pay as much for the product as you can sell it for, will net one profit on the goods for which you exchange it. With all this farm trade secure, you can begin to furnish employment to city workmen in various ways, converting the raw material into finished products to supply your increasing trade. This will enable you to make valuable customers out of all the workmen for whom you can find employment. Another inducement will be, to return one-half of the net profits on their trade in the shape of a check which will be good at the exchange for products. This will still leave one-half as a contribution to the educational and land purchase fund. I believe, however, that with a vigorous and comprehensive educational work, but few would ever draw anything in the shape of a dividend out of the business, but leave it as a permanent investment to enable them to secure homes, or as an insurance fund to support them in sickness and for the benefit of their families in case of death." "You seem to have unlimited faith in this plan of organizing business," I said.