Francis Scrymgeour, a clerk in the Bank of Scotland at Edinburgh, had attained the age of twenty-five in a sphere of quiet, creditable, and domestic life. His mother died while he was young; but his father, a man of sense and probity, had given him an excellent education at school, and brought him up at home to orderly and frugal habits. Francis, who was of a docile and affectionate disposition, profited by these advantages with zeal, and devoted himself heart and soul to his employment. A walk upon Saturday afternoon, an occasional dinner with members of his family, and a yearly tour of a fortnight in the Highlands or even on the continent of Europe, were his principal distractions, and, he grew rapidly in favour with his superiors, and enjoyed already a salary of nearly two hundred pounds a year, with the prospect of an ultimate advance to almost double that amount. Few young men were more contented, few more willing and laborious than Francis Scrymgeour. Sometimes at night, when he had read the daily paper, he would play upon the flute to amuse his father, for whose qualities he entertained a great respect. One day he received a note from a well-known firm of Writers to the Signet, requesting the favour of an immediate interview with him. The letter was marked “Private and Confidential,” and had been addressed to him at the bank, instead of at home—two unusual circumstances which made him obey the summons with the more alacrity. The senior member of the firm, a man of much austerity of manner, made him gravely welcome, requested him to take a seat, and proceeded to explain the matter in hand in the picked expressions of a veteran man of business. A person, who must remain nameless, but of whom the lawyer had every reason to think well—a man, in short, of some station in the country—desired to make Francis an annual allowance of five hundred pounds. The capital was to be placed under the control of the lawyer’s firm and two trustees who must also remain anonymous. There were conditions annexed to this liberality, but he was of opinion that his new client would find nothing either excessive or dishonourable in the terms; and he repeated these two words with emphasis, as though he desired to commit himself to nothing more. Francis asked their nature. “The conditions,” said the Writer to the Signet, “are, as I have twice remarked, neither dishonourable nor excessive. At the same time I cannot conceal from you that they are most unusual. Indeed, the whole case is very much out of our way; and I should certainly have refused it had it not been for the reputation of the gentleman who entrusted it to my care, and, let me add, Mr. Scrymgeour, the interest I have been led to take in yourself by many complimentary and, I have no doubt, well-deserved reports.” Francis entreated him to be more specific. “You cannot picture my uneasiness as to these conditions,” he said.