All such property Socialism will ungrudgingly sustain, and it will equally sustain property in books and objects of æsthetic satisfaction, in furnishing, in the apartments or dwelling-house a man or woman occupies and in their household implements. It will sustain far more property than the average working-class man has to-day. Nor will it prevent savings or accumulations, if men do not choose to expend their earnings--nor need it interfere with lending. How far it will permit or countenance usury is another question altogether. There will no doubt remain, after all the work-a-day needs of the world have been met by a scientific public organization of the general property in Nature, a great number of businesses and enterprises and new and doubtful experiments outside the range of legitimate State activity. In these, interested and prosperous people will embark their surplus money as shareholders in a limited liability company, making partnership profits or losses in an entirely proper manner. But whether there should be debentures and mortgages or preference shares, or suchlike manipulatory distinctions, or interest in any shape or form, I am inclined to doubt. A money-lender should share risk as well as profit--that is surely the moral law in lending that forbids usury; he should not be allowed to bleed a failing business with his inexorable percentage and so eat up the ordinary shareholder or partner any more than the landlord should be allowed to eat up the failing tenant for rent. That was once the teaching of Christianity, and I do not know enough of the history or spiritual development of the Catholic Church to tell when she became what she now appears to be--the champion of the rent-exacting landlord and the usurer against Socialism. It is the present teaching of Socialism. If usury obtains at all under the Socialist State, if inexorable repayments are to be made in certain cases, it will, I conceive, be a State monopoly. The State will be the sole banker for every hoard and every enterprise, just as it will be the universal landlord and the universal fire and accident and old age insurance office. In money matters as in public service and administration, it will stand for the species, the permanent thing behind every individual accident and adventure.