“Gawtrey! there is so much in you that puzzles me, so much which I find it difficult to reconcile with your present pursuits, that, if I ask no indiscreet confidence, I should like greatly to hear some account of your early life. It would please me to compare it with my own; when I am your age, I will then look back and see what I owed to your example.” “My early life! well--you shall hear it. It will put you on your guard, I hope, betimes against the two rocks of youth--love and friendship.” Then, while squeezing the lemon into his favourite beverage, which Morton observed he made stronger than usual, Gawtrey thus commenced: THE HISTORY OF A GOOD-FOR-NOTHING. CHAPTER III. “All his success must on himself depend, He had no money, counsel, guide, or friend; With spirit high John learned the world to brave, And in both senses was a ready knave.”--CRABBE. “My grandfather sold walking-sticks and umbrellas in the little passage by Exeter ‘Change; he was a man of genius and speculation. As soon as he had scraped together a little money, he lent it to some poor devil with a hard landlord, at twenty per cent., and made him take half the loan in umbrellas or bamboos. By these means he got his foot into the ladder, and climbed upward and upward, till, at the age of forty, he had amassed L5,000. He then looked about for a wife. An honest trader in the Strand, who dealt largely in cotton prints, possessed an only daughter; this young lady had a legacy, from a great-aunt, of L3,220., with a small street in St. Giles’s, where the tenants paid weekly (all thieves or rogues--all, so their rents were sure). Now my grandfather conceived a great friendship for the father of this young lady; gave him a hint as to a new pattern in spotted cottons; enticed him to take out a patent, and lent him L700. for the speculation; applied for the money at the very moment cottons were at their worst, and got the daughter instead of the money,--by which exchange, you see, he won L2,520., to say nothing of the young lady. My grandfather then entered into partnership with the worthy trader, carried on the patent with spirit, and begat two sons. As he grew older, ambition seized him; his sons should be gentlemen--one was sent to College, the other put into a marching regiment. My grandfather meant to die worth a plum; but a fever he caught in visiting his tenants in St. Giles’s prevented him, and he only left L20,000. equally divided between the sons. My father, the College man” (here Gawtrey paused a moment, took a large draught of the punch, and resumed with a visible effort)--“my father, the College man, was a person of rigid principles--bore an excellent character--had a great regard for the world. He married early and respectably. I am the sole fruit of that union; he lived soberly, his temper was harsh and morose, his home gloomy; he was a very severe father, and my mother died before I was ten years old.