"On the afternoon of the day they were to start for the Island they gave all the servants a night off, and contrived to miss connection with the Sound steamer. Then they went to the Biltmore for dinner, and when it was dark Walter sneaked back home to burglarise the safe. I understand he made a very amateurish job of it. Into the bargain, he was observed. It seems that the servants had carelessly left the scuttle open to the roof, and Miss Manwaring, caught in a thunder-storm, had taken shelter in the house--which was quite the natural thing, and no blame to her. In addition, a real burglar presently jimmied his way in, caught Walter in the act of rifling his own safe, and forthwith assaulted him. Walter and the jewels were only saved by the intervention of Miss Manwaring, who very bravely pointed a pistol at the real burglar's head, and then, having aided Walter to turn the tables, ran away. So far, good; Walter booted the burglar out of the house, loaded up with the jewels, and left to rejoin Adele. But fate would have it that he should meet Miss Manwaring again in the Grand Central Station." She paused for breath, then summed up with an amused smile: "There was a most embarrassing contretemps: a broken desk and empty safe at home to be accounted for, whether or not they attempted to swindle the insurance company; and if they did make the attempt--and remember, they were desperate for money--a witness to be taken care of. They couldn't let Miss Manwaring go and tell the story of her adventure promiscuously, as she had every right to if she chose, for if it got to the ears of the insurance people their plot would fail, and they were none too sure that they were not liable to be sent to jail for conspiracy with intent to defraud. So they cooked up a story to account for Miss Manwaring and brought her here, knowing that I had recently dismissed Miss Matring. And immediately, as was quite right and proper, everything began to go wrong. "To begin with, the insurance people proved sceptical, largely through Walter's stupidity. It seems that certain evidences had been left in the house of Miss Manwaring's presence there with what we may call, I presume, Walter's permission, the fatal night. The servants who discovered the burglary noticed these evidences and mentioned them in their telegram. Walter hurried back to New York to hush the servants up. He wasn't successful, and the fact that he had endeavoured to cover something came to the attention of the police, and, inevitably, through them to the insurance company. "Then Miss Manwaring turned out to be a young woman of uncommon character, less gullible than they had reckoned; also, I may say without undue self-conceit, they had underestimated me. I grew suspicious, and questioned Miss Manwaring; she was too honest to want to lie to me and too sensible to try.