While on this subject of three and five per cent, I will relate an incident. There was a great revival in the First Methodist Church on the East Side, J. F. Chaffee, pastor. We all got religion, and I thought I had a call to preach, so with a dozen others, took on theological studies. We were very studious and zealous with a prospective D. D. ahead; but, I "flunked," got disgusted, side tracked the call, and in time enlisted for the war and went fighting rather than preaching. But, during the same revival and while it was at white heat, old Squire Geo. E. H. Day was in the fore front. Now brother Day was very zealous and at times thought he got at the very foot of the throne; but, he loaned money at five per cent a month. I really think he was in dead earnest, especially in the per cent business. On this particular night he was on his knees and was calling very loudly on the Lord, in his extremity, he said, "Oh, Lord give us more interest in Heaven." The crowd was so great they were in the door and at the windows. A wag, Al Stone, was among the outside crowd, and heard this urgent appeal of old Squire Day, and he cried out: "For God's sake, isn't five per cent enough?" Among the enterprising men of the Falls was Z. E. B. Nash, or "Zeb" as we called him. He operated a line of steamers from Fewer's Landing, on the East Side above the present bridge, to St. Cloud. There were only two small boats, but they served the purpose well. [Illustration: MRS. MARGARET KING HERN (ST. PAUL)] [Illustration: Medal presented to Margaret King Hern by the State in 1896. (See page 143.)] [Illustration: Late type Red River Cart, taken in the Fifties. Earlier Carts had tires eight inches wide. (See pages 14-22-218)] Colonel Levi Longfellow--1851. One day back in my old home in Machais, Maine, when I was six years old and my sister Mary nine, my father said to her, "I will give you ten cents for your little tin trunk." This trunk was one of her most treasured possessions, and she asked him what he wanted it for. He answered, "I am going to save money to take you all out to Minnesota and I want the trunk to hold the pennies and dimes we shall save for that purpose." She was so delighted with the idea that she readily gave up the trunk and contributed a dime to start the famous fund. Many times we emptied the contents of that little trunk and counted to see how much we had, though we all knew that not more than one or two dimes had been added since we last counted. It took us three long years to save enough for the eventful trip. In those days, instead of a run of two or three days, it took a month to make the journey.