"I barely caught his name," replied Todd, "and this conversation must be in strict confidence. After all, criminologists do not maintain that every man who looks like a crook is one. They simply state and prove that ninety-five per cent of the deliberate criminals, men who plan their wrong well in advance, bear these marks. And the man who sat across the table from me to-night has them, to an amazing degree." "Across the table from you? Why that was Rockwell, cashier of the Central Trust!" "Precisely," stated Todd, "and the only reason that I am making this admission is because I happen to know that both of you bank there." "But," protested one of the other men, "Rockwell has been with them for years. He's worked himself up from the very bottom and had hundreds of chances to make away with money if he wanted to. He's as straight as a die." "Very possibly he is," Todd agreed. "That's the reason that I warn you that what I said was in strict confidence. Neither one of you is to say a word that would cast suspicion on Rockwell. It would be fatal to his career. On the other hand, I wanted to give you the benefit of my judgment, which, if you remember, you requested." But it didn't take a character analyst to see that the Department of Justice man had put his foot in it, so far as his friends were concerned. They were convinced of the cashier's honesty and no theories founded on purely physical attributes could swerve them. They kept the conversation to themselves, but Todd left town feeling that he had lost the confidence of two of his former friends. It was about a month later that he ran into Weldon, the Federal Bank Examiner for that section of the country, and managed to make a few discreet inquiries about Rockwell and the Central Trust Company without, however, obtaining even a nibble. "Everything's flourishing," was the verdict. "Accounts straight as a string and they appear to be doing an excellent business. Fairly heavy on notes, it's true, but they're all well indorsed. Why'd you ask? Any reason to suspect anyone?" "Not the least," lied Todd. "It's my home town, you know, and I know a lot of people who bank at the C. T. C. Just like to keep in touch with how things are going. By the way, when do you plan to make your next inspection?" "Think I'll probably be in there next Wednesday. Want me to say 'Hello' to anybody?" "No, I'm not popular in certain quarters," Todd laughed. "They say I have too many theories--go off half cocked and all that sort of thing." Nevertheless the Department of Justice operative arranged matters so that he reached his home city on Tuesday of the following week, discovering, by judicious inquiries, that the visit of the examiner had not been forecast. In fact, he wasn't expected for a month or more. But that's the way it is best to work. If bank officials know when to look out for an examiner, they can often fix things on their books which would not bear immediate inspection.