(B) "I have no idea why I had the honor of being specially mentioned by name." By diocese, my Lord; not name, please observe; and for this very simple reason: that I have already fairly accurate knowledge of the divinity of the old schools of Canterbury, York, and Oxford; but I looked to your Lordship as the authoritative exponent of the more advanced divinity of the school of Manchester, with which I am not yet familiar. 157. (C) "What do you mean by usury?" What _I_ mean by that word, my Lord, is surely of no consequence to anyone but my few readers, and fewer disciples. What David and his Son meant by it I have prayed your Lordship to tell your flock, in the name of the Church which dictates daily to them the songs of the one, and professes to interpret to them the commands of the other. And although I can easily conceive that a Bishop at the court of the Third Richard might have paused in reply to a too curious layman's question of what was meant by "Murder"; and can also conceive a Bishop at the court of the Second Charles hesitating as to the significance of the word "Adultery"; and farther, in the present climacteric of the British Constitution, an elder of the Church of Glasgow debating within himself whether the Commandment which was severely prohibitory of Theft might not be mildly permissive of Misappropriation;--at no time, nor under any conditions, can I conceive any question existing as to the meaning of the words [Greek: tokos], _foenus_; _usura_, or usury: and I trust that your Lordship will at once acquit me of wishing to attach any other significance to the word than that which it was to the full intended to convey on every occasion of its use by Moses, by David, by Christ, and by the Doctors of the Christian Church, down to the seventeenth century. Nor, even since that date, although the commercial phrase "interest" has been adopted in order to distinguish an open and unoppressive rate of usury from a surreptitious and tyrannical one, has the debate of lawfulness or unlawfulness ever turned seriously on that distinction. It is neither justified by its defenders only in its mildness, nor condemned by its accusers only in its severity. Usury in any degree is asserted by the Doctors of the early Church to be sinful, just as theft and adultery are asserted to be sinful, though neither may have been accompanied with violence; and although the theft may have been on the most splendid scale, and the fornication of the most courtly refinement. So also, in modern days, though the voice of the Bank of England in Parliament declares a loan without interest to be a monster,[128] and a loan made below the current rate of interest, a monster in its degree, the increase of dividends above that current rate is not, as far as I am aware, shunned by shareholders with an equally religious horror.