"It was Watson that took it in, sir, not me; but I was standing by and heard what passed. The gentleman came in, mem," he continued, turning to Miss Brabazon, "and said he wanted a little temporary accommodation for a few days, and he pulled the pencil out of his waistcoat pocket, mem, and asked what we'd lend upon it; as much as ever we could, he hoped, for he was hard up till his remittances came. Well, Watson, seeing a pencil like that, with the diamond stone in the top, was rather sharp; he asked whether it was the party's own, and if it wasn't a family relic, and lots more things; he was quite down upon him, mem, in fact, and gave him a look from head to foot as if he didn't think him exactly the one to be offering such an article. 'Hadn't you better call in the nearest policeman and tell him to question me?' says the customer. 'I can go where I'm known if you decline to negotiate.' Well, what with his coolness, and his composed manner, and his gentleman's voice, Watson thought it was all right, mem, and lent him seven pounds upon it. 'What name?' says Watson. 'Henry,' answered he, and stopped. 'Henry what?' says Watson; 'is that the surname or Christian name?' and the stranger stroked his chin for a moment looking at him. 'I suppose I must give it in?' said he; 'Henry Jebb.' 'What address?' asks Watson next. 'Oh, Fleet Street,' said he. 'That won't do this time,' says Watson, 'I should like the real one.' 'Then take it,' said he, picking up the money and putting it in his pocket, and he gave the address that is in the book, sir,"—turning to the jeweller—"Orville College. 'I'm one of its masters,' he went on, 'and that pencil was presented to me by the pupils, so you may be sure I shall redeem it. In a week's time from this it will be in my pocket again.' But here it is still," concluded the speaker; "and it often is so." "You have a good memory, Simms," observed his master, smiling. "And so I have, sir. I won't take upon me to say that those were the precise words used, but I know they are not far out on either side. Watson said afterwards that he'd lay half-a-crown Henry was the right name; though he put it down as Henry Jebb." "Was he a young man?" asked Miss Brabazon; feeling how superfluous was the question in her certainty of conviction. "Oh yes, mem; youngish, that is." "That's all, Simms; you may go. Has this helped to solve your doubts at all, ma'am?" continued the jeweller, turning to Miss Brabazon. "It has indeed," she sadly said. "We have suspected him—at least some of us did—from the first. His name is not Jebb. But I would rather not say any more about it. Do not think me uncivil," she hastened to add; "indeed I am sensible of your kind courtesy, and thank you very much. You will keep the pencil safe; and please keep—if you would so far oblige me—the matter secret too." He came round to open the door for her, assuring her of his discretion, and that the pencil would be perfectly safe.