Pheugh! Clement’s mouth opened, he stared aghast—stared at the wire blind that obscured the lower half of the nearer window, as if all his faculties were absorbed in reading the familiar legend, KNAB S’NOTGNIVO, that showed darkly upon it. Customers, Rodd, the bank, all vanished. For he had forgotten! He had forgotten Josina! In contemplating what was exciting in the struggle before him he had forgotten that his stake was greater than the stake of others—that it was immeasurably greater. For it was Josina. He stood far enough below her as it was, separated from her by a height of pride and prejudice and convention, which he must scale if he would reach her. But he had one point in his favor—as things were. His father was wealthy, and standing a-tiptoe on his father’s money-bags he might possibly aspire to her hand. So uplifted, so advantaged he might hope to grasp that hand, and in the end, by boldness and resolution, to make it his own. That was the position as long as all went well at the bank: and it was a position difficult enough. But if the money-bags crumbled and sank beneath his feet? If in the crisis that was coming they toppled over, and his father failed, as he might fail? If he lost the footing, the one footing that money now gave him? Then her hand would be altogether out of his reach, she would be far above him. He could not hope to reach her, could not hope to gain her, could not in honor even aspire to her? He saw that now. His stake was Josina, and the battle lost, he lost Josina. He had been brave enough until he thought of that, reckless even, welcoming the trumpet call. But seeing that, and seeing it suddenly, he groaned. The sound recalled him to himself, and he winced, remembering his father’s injunction to show a cheerful front. That he should have failed so soon! He looked guiltily at Arthur. Had he heard? But Arthur had not heard. He was standing at a desk attached to the wall, his back towards Clement, his side-face to the window. He had not heard, because his thoughts had been elsewhere, and strange to say, the subject which had engaged them had been also Josina. The banker’s warning had been a sharp blow to him. He was practical. He prided himself on the quality, and he foresaw no pleasure in a contest in which the success that was his be-all and end-all would be hazarded. True, his mercurial spirit had already begun to rise, and with every minute he leant more and more to the opinion that the alarm was groundless. He thought that the banker was scaring himself, and seeing bogies where no bogies were—as if forsooth a little fall meant a great catastrophe, or all the customers would leave the bank because Wolley did! But he none the less for that looked abroad. Prudently he reviewed the resources that would remain to him in the event of defeat, and like a cautious general he determined beforehand his line of retreat.