It was some days after the naming of the cottage that Mrs. Bobby admitted me into her financial secrets, and explained the difficulties that threatened her peace of mind. She still has twenty-five pounds to pay before Comfort Cottage is really her own. With her cow and her vegetable garden, to say nothing of her procrastinating fowl, she manages to eke out a frugal existence, now that her eldest son is in a blacksmith's shop at Worcester, and is sending her part of his weekly savings. But it has been a poor season for canaries, and a still poorer one for lodgers; for people in these degenerate days prefer to be nearer the hotels and the mild gaieties of the larger settlements. It is all very well so long as I remain with her, and she wishes fervently that that may be for ever; for never, she says, eloquently, never in all her Cheltenham and Belvern experience, has she encountered such a jewel of a lodger as her dear Miss 'Amilton, so little trouble, and always a bit of praise for her plain cooking, and a pleasant word for the children, to whom most lodgers object, and such an interest in the cow and the fowl and the garden and the canaries, and such kindness in painting the name of the cottage, so that it is the finest thing in the village, and nobody can get past the 'ouse without stopping to gape at it! But when her American lodger leaves her, she asks,--and who is she that can expect to keep a beautiful young lady who will be naming her own cottage and painting signboards for herself before long, likely?--but when her American lodger is gone, how is she, Mrs. Bobby, to put by a few shillings a month towards the debt on the cottage? These are some of the problems she presents to me. I have turned them over and over in my mind as I have worked, and even asked Willie Beresford in my weekly letter what he could suggest. Of course he could not suggest anything: men never can; although he offered to come there and lodge for a month at twenty-five pounds a week. All at once, one morning, a happy idea struck me, and I ran down to Mrs. Bobby, who was weeding the onion-bed in the back garden. “Mrs. Bobby,” I said, sitting down comfortably on the edge of the lettuce-frame, “I am sure I know how you can earn many a shilling during the summer and autumn months, and you must begin the experiment while I am here to advise you. I want you to serve five-o'clock tea in your garden.” “But, miss, thanking you kindly, nobody would think of stoppin' 'ere for a cup of tea once in a twelvemonth.”