BRANCH OFFICE: WATERLOO CHAMBERS, 26, WATERLOO STREET, BIRMINGHAM. * * * * * THE CASH SYSTEM. "Heartily do I wish that shop debts were pronounced after a certain date irrecoverable at law. The effect would be that no one would be able to ask credit at a shop except where he was well known, and for trifling sums. All prices would sink to the scale of cash prices. The dishonourable system of fashionable debtors--who always pay too late, if at all, and cast their deficiencies on other customers in the form of increased charges--would be at once annihilated. Shop-keepers would be rid of a great deal of care, which ruins the happiness of thousands."--_Professor Newman's Lectures on Political Economy._ HIGH-CLASS TAILORING ESTABLISHMENT, ADAM JAMES BROWN, 26, COLMORE ROW, OPPOSITE TEMPLE BOW WEST AND ST. PHILIP'S CHURCHYARD, For Gentlemen who require no Credit, and who, whilst wishing to wear high-class Clothing, object to be taxed with other people's credit, bad debts, &c. * * * * * GEO. WILKINSON & CO., Brewers and Wine Merchants, BREWERY--ASHTED ROW; OFFICE--29, LOWER TEMPLE STREET, BIRMINGHAM. * * * * * MR. J.O.C. PHILLIPS, SURGEON DENTIST, COLMORE HOUSE, COLMORE ROW, BIRMINGHAM. * * * * * MONTAGU BROWNE, NATURALIST, PRINCE OF WALES THEATRE BUILDINGS, BIRMINGHAM. DEERS' AND FOXES' HEADS, FOR HALLS. HANDSOME FEATHER SCREENS, FOR PRESENTS. _BRITISH BIRDS, SKINS, AND EGGS._ BIRDS, ANIMALS, AND FISHES MOUNTED IN A THOROUGHLY ARTISTIC MANNER. * * * * * LISSETER & MILLER, Cooks, Fruiterers and Confectioners, 20, BENNETTS HILL, (_Three Doors from New Street_) BIRMINGHAM. _Routs, Balls, Suppers, and Wedding Breakfasts supplied._ * * * * * [Illustration: Vienna, 1873.] D. LEONARDT & CO., Patentees and Manufacturers of Carbonized and other Steel Pens, GOLD PENS, MARCOGRAPHIC PENS, _PEN-HOLDERS, PENCIL-CASES, &c._ UNIVERSAL PEN WORKS, 69, GEORGE STREET, PARADE, BIRMINGHAM MANUFACTURERS OF THE "NEPTUNE" PEN, TO WRITE WITHOUT INK. * * * * * JOHN HANKS & SONS, Coal Merchants, CHARLOTTE STREET WHARF, (_NEAR THE PARADE_,) BIRMINGHAM. * * * * * TO PRIVATE FAMILIES. TIMOTHY J. DAVIES & SON, 71, BRISTOL ROAD, EDGBASTON, Wholesale Ale and Porter Merchants. ESTABLISHED 1883. * * * * * HART & CO., HORTICULTURAL BUILDERS, HOT-WATER ENGINEERS, and GENERAL CONTRACTORS, GREAT HAMPTON STREET, BIRMINGHAM. [Illustration] THE "DESIDERATUM" PORTABLE GREENHOUSE TENANT'S FIXTURE. GLAZED WITHOUT PUTTY, BY A NEW PATENT METHOD. _Plans and Estimates furnished for every description of Horticultural Buildings (both in wood and iron), Verandahs, Skylights, Wrought-iron Windows, Casements, &c._; ALSO, FOR