After the first few years of disturbing land speculation, and a too general extravagance of living, we settled down into a frugal folk, of moderate but steady prosperity, which lasted up to the general unsettlement of everything by the gold. The general moderation, and the cheap and plenty time that characterized it, culminated in 1844, when bread was 4 pence the 4-pound loaf, rich fresh butter 3 pence a pound, and beef and mutton 1 penny. A good managing lady, with whom I lodged in that year, told me one day at dinner that a savoury dish we were enjoying was a bullock's head, got for nothing from her butcher, and with which she hoped to keep the house for yet two more days. Shortly before this, when my friend Fennell and I housed together at the west end of the town, we sent one day to the neighbouring slaughtering-place, where the custom was to sell by retail to the public the legs of mutton at 5 pence each, as they had comparatively so little of tallow for boiling down. We duly got one, cooked it, and found it very good. No doubt it was in very great measure because money was scarce and dear that nearly everything was thus cheap. I recollect the sale by auction at that time of a vacant half-acre allotment in central Collins-street, next to that on which Mr. George James, wine merchant, had very early erected his surpassing brick office and dwelling. After some slight competition, the allotment, put up, I think, at the upset price of 300 pounds, was bought by Mr. Edmund Westby for 344 pounds. The amount is impressed upon me, because I wondered at the time that anyone should thus throw away so much good money. But my friend Westby reckoned the future more accurately than I did, for within nine years after, this price was hardly the 500th part of the value. To cap the whole tale, the lot was, I think, in the hands of Government from having been abandoned by the original buyer, who had forfeited his deposit rather than complete his supposed bad bargain. According to my recollection, the first of our sober community to set up a carriage and pair was Mr. Henry Moor, above alluded to. Even His Honour the Superintendent had no such luxury at that time. I remember looking upon that vehicle with a sense of awe, possibly not without envy at what was to most of us the entirely unattainable. I speak of the real Hyde Park Corner article, and not the old "shandrydan" with which some remote squatter might at times have galloped into town, poising himself with practised and needed adroitness on nature's bush track, behind a pair or more of the hundreds of nags on his run. I must except also those said anomalous early years, for I recollect sallying forth in 1841 from my little lodging in Lonsdale-street, opposite the old gaol, then being erected, to see Mr. John Hunter Patterson, a spirited colonist of the earliest times, drive his splendid four-in-hand through the trackless bush into town from the direction of the Moonee Ponds. RELIGIOUS INTERESTS.