To Mr. Pett, the announcement that Mr. James Crocker was waiting to see him had come like the announcement of a miracle. Not a day had passed since their return to America without lamentations from Mrs. Pett on the subject of their failure to secure the young man's person. The occasion of Mrs. Pett's reading of the article in the _Sunday Chronicle_ descriptive of the Lord Percy Whipple affair had been unique in the little man's domestic history. For the first time since he had known her the indomitable woman had completely broken down. Of all sad words of tongue or pen the saddest are these "It might have been!" and the thought that, if she had only happened to know it, she had had in her hands during that interview with her sister in London a weapon which would have turned defeat into triumph was more than even Mrs. Pett's strong spirit could endure. When she looked back on that scene and recalled the airy way in which Mrs. Crocker had spoken of her step-son's "best friend, Lord Percy Whipple" and realised that at that very moment Lord Percy had been recovering in bed from the effects of his first meeting with Jimmy Crocker, the iron entered into her soul and she refused to be comforted. In the first instant of realisation she thought of six separate and distinct things she could have said to her sister, each more crushing than the last--things which now she would never be able to say. And now, suddenly and unaccountably, the means was at hand for restoring her to her tranquil self-esteem. Jimmy Crocker, despite what his stepmother had said, probably in active defiance of her commands, had come to America after all. Mr. Pett's first thought was that his wife would, as he expressed it to himself, be "tickled to death about this." Scarcely waiting for the office-boy to retire, he leaped towards Jimmy like a gambolling lamb and slapped him on the back with every evidence of joy and friendliness. "My dear boy!" he cried. "My dear boy! I'm delighted to see you!" Jimmy was surprised, relieved, and pleased. He had not expected this warmth. A civil coldness had been the best he had looked for. He had been given to understand that in the Pett home he was regarded as the black sheep: and, while one may admit a black sheep into the fold, it does not follow that one must of necessity fawn upon him. "You're very kind," he said, rather startled. They inspected each other for a brief moment. Mr. Pett was thinking that Jimmy was a great improvement on the picture his imagination had drawn of him. He had looked for something tougher, something flashy and bloated. Jimmy, for his part, had taken an instant liking to the financier. He, too, had been misled by imagination. He had always supposed that these millionaires down Wall Street way were keen, aggressive fellows, with gimlet eyes and sharp tongues. On the boat he had only seen Mr. Pett from afar, and had had no means of estimating his character. He found him an agreeable little man.