Such is the scheme and such the motives. It will fail of its object, though not unworthy the inventive powers of the servile knaves of Edinburgh. It will fail, first because the men from whom alone the Borough-tyrants have anything to dread, will see through the scheme and despise it; and will, besides, well know that the funds are a mere bubble that may burst, or be bursted at any moment. The parsons appear to be the main tools in this coaxing scheme. They are always at the head of everything which they think likely to support tyranny. The depositors will be domestic servants, particularly women, who will be tickled with the idea of having a fortune in the funds. The Boroughmongers will hint to their tenants that they must get their labourers into the Savings Banks. A preference will be given to such as deposit. The Ladies, the 'Parsons' Ladies,' will scold poor people into the funds. The parish officers will act their part in this compulsory process: and thus will the Boroughmongers get into their hands some millions of the people's money by a sort of 'forced loan': or in other words, a robbery. In order to swell the thing out, the parsons and other tools of the Boroughmongers will lend money in this way themselves, under feigned names; and we shall, if the system last a year or two, hear boastings of how rich the poor are become. Now then, Jack, supposing it possible that Farmer Gripe may, under pain of being turned out of your cottage, have made you put your twopence a week into one of these banks, let us see what is the natural consequence of your so doing. Twopence a week is eight shillings and eightpence a year; and the interest will make the amount about nine shillings perhaps. What use is this to you? Will you let it remain; and will you go on thus for years? You must go on a great many years, indeed, before your deposit amounts to as much as the Boroughmongers take from you in one year! Twopence will buy you a quarter of a pound of meat. This is a dinner for your wife or yourself. You never taste meat. And why are you to give up half a pound of your bread to the Boroughmongers. You are ill; your wife is ill; your children are ill. 'Go to the bank and take out your money,' says the overseer; 'for I'll give you no aid till that be spent.' Thus then, you will have been robbing your own starved belly weekly, to no other end than that of favouring the parish purse, upon which you have a just and legal claim, until the clergy restore to the poor what they have taken from them. As the thing now stands, the poor are starved by others, this scheme is intended to make them assist in the work themselves, at the same time that it binds them to the tyranny.