No doubt there were instances of corruption in American public life long before manhood suffrage was established; bank scandals for instance. Banks are now chartered under a general act. A century ago, however, they were created by special acts of the legislature, and the granting of their charters was sometimes attended with charges of legislative corruption. As early as 1805 at the passage of the New York Merchants Bank charter, in 1812 at the granting of the charter of the New York Bank of America, and again in 1824 when the New York Chemical Bank was organized, such charges were made. Such disclosures were plain warnings of the dangers of laxity in public affairs. Population and wealth were increasing and so was governmental expenditure. Even as early as 1820 there began to appear in the larger cities a class of idle, vicious, ignorant and therefore purchasable men. The possible means of political corruption and the temptations thereto were therefore all in plain sight; and wisdom would have suggested, especially in view of the continued flood of immigration, that the greatest care be taken to make the source of government in the electorate as pure and efficient as possible. The electorate is the foundation of a free republic, whose political destiny clearly depends on laying well that foundation. Instead of leaving the choice of its materials to hazard and caprice it should have been the subject of conferences of the very wisest among the American statesmen of those days; the silly twaddle of the extremists of the French Revolution about a natural right to vote should have been publicly and systematically discredited; the doctrine that suffrage is not a right but a function should have been formally stated and promulgated with all the authority and prestige of our ablest and most prominent men. The people of the older states should have been warned and warned again by assiduous propaganda against the danger of permitting ignorance and incapacity to lodge at the very bottom of the structure of our government. The people of the newer states should also have been instructed that however permissible as a temporary measure designed to attract settlers to their vacant lands, the practice of universal suffrage is dangerous and should be abolished as soon as society was settled down upon a permanent foundation. Nothing of the kind was done; on the contrary, it was at this critical time, just when in view of the changing conditions active means should have been taken to preserve the purity of politics, that the very opposite course was taken, and the scheme of suffrage extension was put into effect by a heedless majority led by politicians who overruled the wise and disinterested counsels of such able, experienced and far-seeing men as the venerable John Adams of Massachusetts and Chancellor Kent of New York.