But the breeches-maker's tale had altered the aspect of things very greatly. Under no circumstances could Sir Thomas recommend the young Squire to marry the daughter of the man who had been with him; but if Ralph Newton had really engaged himself to this girl, and had done so with the purport of borrowing money from the father, that might be a reason why, notwithstanding the splendour of his prospects, he should not be admitted to further intimacy at the villa. To borrow money from one's tradesman was, in the eyes of Sir Thomas, about as inexcusable an offence as a young man could commit. He was too much disturbed in mind to go home on the following day, but on the Thursday he returned to the villa. The following Sunday would be Christmas Day. CHAPTER XXXVIII. FOR TWO REASONS. The young Squire, as soon as Neefit had left him in his own sitting-room at the Moonbeam, sat himself down and began to think over his affairs seriously. One thing was certain to him;--nothing on earth should induce him to offer his hand again to Polly Neefit. He had had a most miraculous escape, and assuredly would run no further risk in that direction. But though he had escaped, he could perceive that there was considerable trouble before him,--considerable trouble and perhaps some disgrace. It certainly could not be proved against him that he had broken any promise, as there had been no engagement; but it could be made public that he had twice offered himself to Polly, and could also be made public that he had borrowed the breeches-maker's money. He kept himself alone on that evening; and though he hunted on the following day, he was not found to be a lively companion either by Cox or Pepper. The lieutenant was talking about Neefit and Neefit's daughter all day: but Mr. Pepper, who was more discreet, declined to canvass the subject. "It's nothing to me who a man marries and who he don't," said Mr. Pepper. "What sort of horses he rides;--that's what I look at." During this day and the next Ralph did consider the state of his affairs very closely, and the conclusion he came to was this, that the sooner he could engage himself to marry Mary Bonner the better. If he were once engaged, the engagement would not then be broken off because of any previous folly with Miss Neefit; and, again, if he were once engaged to Mary Bonner, Neefit would see the absurdity of torturing him further in regard to Polly. On the Wednesday evening he went up to town, and on the Thursday morning he put himself into a cab and ordered the man to drive him to Popham Villa.