This chapter ought properly to be written by a layman who is also a Christian man of business. It is inserted here mainly to challenge inquiry and to provoke thought. The writer has no first-hand acquaintance either with business life or with business methods. He desires simply to chronicle an impression that the level of morality in the business world has been declining in recent years, and that the more thoughtful and candid of Christian laymen in business are beginning to be deeply disquieted. It is not uncommon to be confronted by the statement that it is impossible in modern business life to regulate conduct by Christian standards. The impression exists that if large numbers of business men abstain from the outward observances of religion, it is in many cases because they are conscious of a lack of correspondence between Sunday professions and weekday practice, and have no desire to add hypocrisy to existing burdens upon conscience. The clergy are by the circumstances of their calling sheltered from the particular difficulties and temptations which beset laymen in the business world. Their exhortations are apt to sound in the ears of laymen abstract and remote from life. If the situation has been diagnosed correctly the matter is serious. What is suggested is not that men to-day are deliberately more unprincipled than were their fathers, but that modern conditions have made the way of righteousness more difficult. Things have been speeded up. The competitive struggle has been intensified. Men are beset, it has been said, by a "moral powerlessness." They are "as good as they dare be." Absorbed in money-making, and pressed hard by unscrupulous rivals, they cannot afford to scrutinize too narrowly the social consequences of what they do, or the strict morality of the methods which they employ. Honesty, as experience demonstrates, is by no means always the best policy from a worldly point of view. "The children of this world are in their generation wiser than the children of light." This being so, it is to be feared that men are apt to prefer the wisdom of the serpent to the harmlessness of the dove.