Placing a chair for Nettlewick, the major seated himself by the window, from which he could see the post-office and the carved limestone front of the Stockmen's National. He did not speak at once, and Nettlewick felt, perhaps, that the ice could be broken by something so near its own temperature as the voice of official warning. "Your statement," he began, "since you have failed to modify it, amounts, as you must know, to a very serious thing. You are aware, also, of what my duty must compel me to do. I shall have to go before the United States Commissioner and make--" "I know, I know," said Major Tom, with a wave of his hand. "You don't suppose I'd run a bank without being posted on national banking laws and the revised statutes! Do your duty. I'm not asking any favours. But, I spoke of my friend. I did want you to hear me tell you about Bob." Nettlewick settled himself in his chair. There would be no leaving San Rosario for him that day. He would have to telegraph to the Comptroller of the Currency; he would have to swear out a warrant before the United States Commissioner for the arrest of Major Kingman; perhaps he would be ordered to close the bank on account of the loss of the securities. It was not the first crime the examiner had unearthed. Once or twice the terrible upheaval of human emotions that his investigations had loosed had almost caused a ripple in his official calm. He had seen bank men kneel and plead and cry like women for a chance--an hour's time--the overlooking of a single error. One cashier had shot himself at his desk before him. None of them had taken it with the dignity and coolness of this stern old Westerner. Nettlewick felt that he owed it to him at least to listen if he wished to talk. With his elbow on the arm of his chair, and his square chin resting upon the fingers of his right hand, the bank examiner waited to hear the confession of the president of the First National Bank of San Rosario. "When a man's your friend," began Major Tom, somewhat didactically, "for forty years, and tried by water, fire, earth, and cyclones, when you can do him a little favour you feel like doing it." ("Embezzle for him $70,000 worth of securities," thought the examiner.)