Mr. O., a carpenter working in a theatre and earning 30s., lost his job because his foreman quarrelled with the management and went out, taking all his men. Mr. O. got taken on as extra hand in another theatre and was paid 2s. a performance. Out of his 14s. he allowed his wife 13s. Mrs. O., being landlady of their house, was responsible for 16s. a week in rent. Two lodgers paid 6s. and 4s. for two rooms and one room respectively. Three children had been born, of whom two were alive. January 25, 1911. s. d. Rent 6 0 Coal (very cold weather) 0 8½ Burial insurance 0 7 Gas 0 6 Wood and matches 0 3 ----- 8 0½ Leaving for food 4s. 11½d. Mr. O. had to manage on 2s. 6d. a week for food, which left his wife and the two boys just under 2s. 6d. between them, or 10d. a week each. February 1. s. d. Rent 6 0 Coal 0 8½ Burial insurance 0 7 Gas 0 9 Soap, soda 0 2 Coke 0 2 ----- 8 4½ Leaving for food 4s. 7½d., which meant 2s. 1½d. for the wife and children, an average for them of 8½d. a week per head, or 1¼d. a day. February 8. s. d. Rent 6 0 Coal 0 8½ Burial insurance 0 7 Gas 1 0 Wood, matches 0 2 Soap, soda 0 3½ ----- 8 9 Leaving for food 4s. 3d. This week Mrs. O. was prematurely confined of twins. Both died, and the case was automatically concluded. When Mrs. O. recovered she found a place as assistant “dresser” in a theatre. Her two boys were taken care of by their grandmother, and the household struggled back to something like its previous income. Mr. U., who lost his work because his employer wound up the business, was a steady, well-educated man. He was obliged to do odd jobs between long tramps to find a fresh billet. There were five children born, all living, but very delicate. Mrs. U. had managed by dint of extraordinary and penurious thrift to save £1 19s. 8¼d. when the crash came. July 6, 1910, money earned 23s. 7d.