"What has contributed most as the means used of God to bring Grace Church up to its efficiency? I answer it was the inspired, sanctified, common sense of enterprising, careful business men. The disciplined judgment, the knowledge of men, the forethought and skill of these workers who were educated at the school of practical business life, helped most. The Trustees and working committees in all our undertakings, whether for Church, Hospital, College, or Missions, have been, providentially, men of thorough business training, who used their experience and skill for the church with even greater care and perseverance than they would have done in their own affairs. "When they wanted lumber, they knew where to purchase it, and how to obtain discounts. When they needed money, they knew where the money was, and what securities were good in the market. They saved by discounting their own bills, and kindly insisted that contractors and laborers should earn fairly the money they received. They foresaw the financial needs and always insisted on securing the money in full time to meet demands. "Some men make religion so dreamy, so unreal, so unnatural, that the more they believe in it the less practical they become. They expect ravens to feed them, the cruse of oil to be inexhaustible, and the fish to come to the right side of the ship at breakfast time. They trust in God and loaf about. They would conduct mundane affairs as though men were angels and church business a series of miracles. But the successful church worker is one who recognizes the plain facts of life, and their relation to heavenly things; who is neither profane nor crazy, who feels that his experience and judgment are gifts of God to be used, but who also fully realizes that, after all, unless God lives in the house, they labor in vain who build it. "None of our successful managers have been flowery orators, nor have they been in the habit of wearying man and the Lord with long prayers. If they speak, they are earnest and conservative. They are men whom the banks would trust, whose recommendations are valuable, who know a counterfeit dollar or a worthless endorsement They read men at a glance, being trained in actual experience with all classes. They have been the pillars of the church. While some have been praying with religious phraseology that the stray calf might be sent home, these men have gone after him and brought him back. They have faithfully done their part, and God has answered their earnest prayers for the rest." Dr. Peltz, for many years associate pastor of The Temple, in speaking of the business management of the affairs of the church, says: