Senescence, the Last Half of LifeHall, G. Stanley (Granville Stanley)
Science
Senescence, the Last Half of Life
Hall, G. Stanley (Granville Stanley)
Geriatrics
Austria since 1906 had a limited system of old age insurance for
certain salaried employees of the middle class. But a sweeping change
in the bill in 1908 was intended to include nearly 10,000,000 of the
population. Old-age pensions could be paid at 65 to those insured for a
period of thirty years. The scheme was worked out in very great detail
but, as in other German lands, was a distinctly political measure
provoked in Austria by the Socialists, who, as elsewhere, at first
hesitated to adopt a measure that gave the Government, to which they
had been opposed, the prestige of having realized so many of their
own ideas by these measures. The movement soon won many supporters,
however, from their ranks. As a political _coup_ it was a great success
and most Socialists could find no alternative but to accept it, at
least in principle, although criticism of the small and inadequate
funds received by the pensioners is common.
H. J. Hoare[131] best describes the British Old Age Pension Acts
1908–1911, the scheme of which is as follows: Both sexes, married
or single, over 70, of British nationality, who for 12 years out of
the last 20 were residents, and whose yearly income does not exceed
31 pounds and 10 shillings, are eligible for pensions. They make no
contributions, the money coming from the state. The scheme is worked
jointly by the Civil Service and local authorities; and only inmates
of workhouses, asylums, inebriates’ homes, prisons, and those who
have habitually failed to work are disqualified. The pension cannot
be charged or assigned and if the pensioner is bankrupt, the pension
cannot pass to a trustee or creditor. The receipt of such a pension
deprives of no franchise or privilege and subjects to no disability, as
is the case with those who accept the poor rates. In 1913, 363,811 men
and 604,110 women were pensioners, 62.5 per cent of all being women.
Where the yearly means of the pensioner does not exceed 21 pounds, he
or she receives 5 shillings a week; if between 21 and 23 pounds 12s.
6d., 4 shillings a week; and so on through 6 classes, those whose
income is between 28 pounds 7s. 6d. and 31 pounds 11s. receiving one
shilling a week. As a matter of fact, however, 94 per cent of the
pensions are at the full rate. The expense of administering this system
is less than half of one per cent of the total amount of pensions.
In 1920, 920,198 old men and women received pensions.[132] The chief
grievances the old find against this system are: (1) that it does not
begin at 65; and especially (2) that it is so little, for, of course,
no one can begin to exist to-day on 5s. a week. Both these limitations
cause very acute complaint among the beneficiaries themselves.
Public-domain text, read in full here on John Shaqi.
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