He went down the stairs wondering how he would get out of this scrape! Go to Madame Desvarennes and humble himself as Cayrol advised? Never! He regretted, for a moment, the follies which had led him into this difficulty. He ought to have been able to live on two hundred thousand francs a year! He had squandered money foolishly, and now the inexhaustible well from which he had drawn his treasure was closed by an invincible will. He was crossing the gateway, when a well-known voice struck his ear, and he turned round. Herzog, smiling in his enigmatical manner, was before him. Serge bowed, and wanted to pass on, but the financier put his hand on his arm, saying: “What a hurry you are in, Prince. I suppose your pocketbook is full of notes, and you are afraid of being plundered.” And with his finger, Herzog touched the silver mounted pocketbook, the corner of which was peeping out of the Prince’s pocket. Panine could not control a gesture of vexation, which made the financier smile. “Am I wrong?” asked Herzog. “Can our friend Cayrol have refused your request? By-the-bye, did you not quarrel with Madame Desvarennes yesterday? Whoever was it told me that? Your mother-in-law spoke of cutting off all your credit, and from your downcast look I guess that fool Cayrol has obeyed the orders he has received.” Serge, exasperated and stamping with rage, wanted to speak, but it was no easy matter interrupting Herzog. Besides, there was something in the latter’s look which annoyed Serge. His glance seemed to be fathoming the depths of Panine’s pockets, and the latter instinctively tightened his arms across his chest, so that Herzog might not see that his pocketbook was empty. “What are you talking about?” asked Serge, at last, with a constrained smile. “About things which must greatly interest you,” said Herzog, familiarly. “Come, be sincere. Cayrol has just refused you a sum of money. He’s a simpleton! How much do you want? Will a hundred thousand francs do just now?” And writing a few words on a check, the financier handed it to Serge, adding: “A man of your position should not be in any difficulty for such a paltry sum!” “But, sir,” said Serge, astonished, and pushing away Herzog’s hand. “Accept it, and don’t feel indebted to me. It is hardly worth while between you and me.” And taking Panine’s arm Herzog walked on with him. “Your carriage is there? all right, mine will follow. I want to talk to you. Your troubles cannot last. I will show you the means of extricating yourself and that without delay, my dear sir.” And without consulting Panine he seated himself beside him in the carriage. “I told you once, if you remember,” continued the financier, “that I might prove useful to you. You were haughty, and I did not insist; yet you see the day has come. Let me speak frankly with you. It is my usual manner, and there is some good in it.” “Speak,” answered Serge, rather puzzled.