During all this time—a period rapidly approaching three years—Hurstwood had been moving along in an even path. There was no apparent slope downward, and distinctly none upward, so far as the casual observer might have seen. But psychologically there was a change, which was marked enough to suggest the future very distinctly indeed. This was in the mere matter of the halt his career had received when he departed from Chicago. A man’s fortune or material progress is very much the same as his bodily growth. Either he is growing stronger, healthier, wiser, as the youth approaching manhood, or he is growing weaker, older, less incisive mentally, as the man approaching old age. There are no other states. Frequently there is a period between the cessation of youthful accretion and the setting in, in the case of the middle-aged man, of the tendency toward decay when the two processes are almost perfectly balanced and there is little doing in either direction. Given time enough, however, the balance becomes a sagging to the grave side. Slowly at first, then with a modest momentum, and at last the graveward process is in the full swing. So it is frequently with man’s fortune. If its process of accretion is never halted, if the balancing stage is never reached, there will be no toppling. Rich men are, frequently, in these days, saved from this dissolution of their fortune by their ability to hire younger brains. These younger brains look upon the interests of the fortune as their own, and so steady and direct its progress. If each individual were left absolutely to the care of his own interests, and were given time enough in which to grow exceedingly old, his fortune would pass as his strength and will. He and his would be utterly dissolved and scattered unto the four winds of the heavens. But now see wherein the parallel changes. A fortune, like a man, is an organism which draws to itself other minds and other strength than that inherent in the founder. Beside the young minds drawn to it by salaries, it becomes allied with young forces, which make for its existence even when the strength and wisdom of the founder are fading. It may be conserved by the growth of a community or of a state. It may be involved in providing something for which there is a growing demand. This removes it at once beyond the special care of the founder. It needs not so much foresight now as direction. The man wanes, the need continues or grows, and the fortune, fallen into whose hands it may, continues. Hence, some men never recognise the turning in the tide of their abilities. It is only in chance cases, where a fortune or a state of success is wrested from them, that the lack of ability to do as they did formerly becomes apparent. Hurstwood, set down under new conditions, was in a position to see that he was no longer young. If he did not, it was due wholly to the fact that his state was so well balanced that an absolute change for the worse did not show.