By 1860, the New England Fire Insurance Company, of Hartford, Connecticut, was advertising here through its local agent, H. Hamilton--our friend of the Los Angeles _Star_. Hamilton used to survey the applicants' premises, forward the data to William Faulkner, the San Francisco representative, who executed the policy and mailed the document back to Los Angeles. After a while, Samuel Briggs, with Wells Fargo & Co., represented the Phoenix Insurance Company. H. Newmark & Company also sold insurance somewhat later, representing the Commercial Union Insurance Company. About 1880, however, they disposed of their insurance interests to Maurice Kremer, whose main competitor was W. J. Brodrick; and from this transaction developed the firm of Kremer, Campbell & Company, still in that business. Not only in this connection but elsewhere in these memoirs it may be noted how little specialization there was in earlier days in Los Angeles; in fact it was not until about 1880 that this process, distinctive of economic progress, began to appear in Los Angeles. I myself have handled practically every staple that makes up the very great proportion of merchandising activity, whereas my successors of to-day, as well as their competitors, deal only in groceries and kindred lines. Two brothers, Émile and Théophile Vaché, in the fall of 1860, started what has become the oldest firm--Vaché Frères--in the local wine business, at first utilizing the Bernard residence at Alameda and Third streets, in time used by the Government as a bonded warehouse. Later, they removed to the building on Aliso Street once occupied by the Medical College, where the cellars proved serviceable for a winery. There they attempted the manufacture of cream of tartar from wine-crystals, but the venture was not remunerative. In 1881, the Vachés, joined by their brother Adolphe, began to grow grapes in the Barton Vineyard in San Bernardino County, and some time afterward they bought near-by land and started the famous Brookside Vineyard. Émile is now dead; while Théophile, who retired and returned to Europe in 1892, retaining an interest in the firm of T. Vaché & Company, passes his hours pleasantly on the picturesque island of St. George d'Oléron, in the Charente Inférieure, in his native France.