(6) Unrestricted immigration, especially in our Eastern states and cities, is, as we have already seen, a prolific cause of dependence. _The Subjective Causes of Poverty_ are the causes within the individual. Among these must be enumerated: (1) Physical and mental defects of all sorts, especially those arising from sickness and accidents. Sickness causing temporary or permanent disability figures in from 25 to 40 per cent of all cases applying for relief in our large cities. Probably it is the most common and most important single cause of poverty with which charity workers have to deal. Back of sickness, however, are often remote causes in the environment or in personal character. We have already spoken of accident as a cause of poverty in connection with dangerous occupations. It is only necessary to add that good authorities estimate that there are over 1,000,000 serious accidents in the United States every year, in order to see that disabilities resulting from accident are prolific as causes of poverty, especially in our large industrial centers. The physical and mental defects which manifest themselves in the defective classes proper, such as the feeble-minded, the insane, the epileptics, the deaf-mutes, and the blind, do not need to be dwelt upon as causes of dependence. (2) Next after sickness in the list of subjective causes of poverty comes intemperance. While the effect of intemperance in producing poverty has often been exaggerated, there can be no doubt that intemperance is one of the most important causes with which we have to deal. Back of intemperance, of course, may often be again causes in the social environment, or other remote causes, but these do not detract from the fact that practically one fourth of all the cases of distress with which charity organization societies have to deal are attributable, more or less, to intemperance. The Committee of Fifty who investigated this subject found that, in thirty-three cities, out of thirty thousand cases dependence was due to personal intemperance in 18.46 per cent, and due to the intemperance of others in 9.36 per cent, making a total of 27.82 per cent of cases in which intemperance can be traced as a cause of poverty. Other investigations conducted in American cities give substantially the same results, although certain other investigations in English cities give higher percentages. It is noteworthy also that in an investigation conducted by the Massachusetts Bureau of Labor 39 per cent of the cases of poverty were attributed directly or indirectly to drink. Again the Committee of Fifty found that in the case of alms-house paupers a considerably higher per cent owed their condition to the influence of drink either directly or indirectly, the percentage being 41.55.