At first sight, his cleanly-chiselled features seemed to express merely gentleness and simplicity, but a second glance would reveal a picture of resolution and strength. In fact, the massive brow, the broad cheekbones, and the firm, bold contour of the chin suggested a strange likeness--one that he sought to emphasise by the close-cropped hair made to droop over his forehead. It was his foible, this belief that he bore a resemblance to the great Buonaparte--whose bust adorned his mantelpiece--and the final catastrophe that overwhelmed him should discourage any latter-day egoist who prides himself upon a similar likeness. Springing from an industrious Nonconformist stock (for his father had been the architect of his own fortunes, while his elder brother William, who fell a victim to consumption at an early age, was a youth full of the promise of genius), the temperament of Henry Fauntleroy appears to have been as complex a piece of mechanism as Nature ever enclosed within a human tenement. The love of toil, and an indomitable perseverance, seemed to be the guiding principles of his life. Not only did his fine courage never waver amidst the terrors of the financial tempest, through which he stood at the helm of his frail bark, but he gave no sign to his colleagues of the misgivings that must have lurked within his mind. For commerce had fallen upon evil days. On every side he beheld the crash and wreckage of his fellows, but, inspired by the confidence which only the knowledge of power can bestow, he resolved to continue his struggle against the storm. With a brain capable of grappling with huge balance-sheets, an almost superhuman dexterity in figures being his natural gift, the work of three men was the daily task of this Napoleon of commerce. Although the members of his firm were compelled to dive deeply into their pockets during these hazardous years, to meet losses occasioned by the failure of clients engaged in building speculations, the Berners Street Bank was handled so skilfully that it managed to weather the storm.