or can not, understand them. Yet the fact is so, that many men arrive at maturity with either a sense of these conditions of life, more or less imperfect, or no sense of them at all. They perhaps conceive themselves to be born to keep down the pavement of Prince’s Street with boots one inch and a half deep in the heel, or to fumigate the air of that elegant street with cigars at three shillings per dozen; but that is the utmost extent to which their notions of the purposes of life ever extend. These men, of course, are predestined downdraughts. We see them already with our mind’s eye, exhausting the kindness and patience of a brother, or a wife, yea almost of a mother, with their idle and dissolute habits—dragging those relations slowly but surely down into misery and disgrace—and only in the meantime saved from being kicked out of doors, as they deserve, not by any regard for merits of their own, for they have none, but by the tenderness of those relations for their own reputation. A decent citizen, of the name of Farney, retired about five-and-twenty years ago from active life, and, planting himself in a neat villa a little way beyond the southern suburbs of Edinburgh, resolved to do nothing all the rest of his life but enjoy the ten or twelve thousand pounds which he had made by business. He was a placid, inoffensive old man, only somewhat easy in his disposition, and, therefore, too much under the control of his wife, who unfortunately was a person of a vulgarly ambitious character. The pair had but one child—a daughter, Eliza Farney—the toast of all the apprentices in the South Bridge, and really an elegant, and not unaccomplished young lady. The only object which Mr and Mrs Farney now had in life, besides that of enjoying all its comforts, was the disposal of this young lady in marriage. Whenever there is such a thing as ten thousand pounds connected with the name of a young lady, there is generally a great deal more fuss made about it than when the sum is said to exist in any other shape or circumstances. It is important in the eyes of all the young men who think themselves within shot of it. It is important in the eyes of all the young women who have to lament that they do not possess similar advantages. It is important in the eyes of all the fathers and mothers of sons, who think themselves within range of it. And, lastly, it is important, immensely important indeed, in the eyes of parties, young lady, mother and father, sister or brother, who have anything to say in the disposal of it. Money in this shape, one would almost think, is of a different value from money in any other: the exchange it bears against cash in business, or cash in the prospect of him who knows he can win it, is prodigious. At the very lowest computation, a thousand pounds in the purse of a young lady is worth ten thousand in the stock of a man of trade. Nay, it is astonishing what airs we have known a few