Now it happened that Jack, the footboy, contrived to go in and out of the room several times, whilst Mr. Ludgate and Allen were talking; and he, finding it more for his interest to serve his master’s tradesmen than his master, sent immediate notice to all whom it might concern, that Mr. Ludgate’s affairs were in a bad way, and that now or never must be the word with his creditors. The next morning bills came showering in upon Leonard whilst he was at breakfast, and amongst them came sundry bills of Mrs. Ludgate’s. They could not possibly have come at a more inauspicious moment. People bespeak goods with one species of enthusiasm, and look over their bills with another. We should rather have said people spend with one enthusiasm, and pay with another; but this observation would not apply to our present purpose, for Mr. and Mrs. Ludgate had never yet experienced the pleasure or the pain of paying their debts; they had hitherto been faithful to their maxim of “Spend to-day, and pay to-morrow.” They agreed well in the beginning of their career of extravagance; but the very similarity of their tastes and habits proved ultimately the cause of the most violent quarrels. As they both were expensive, selfish, and self-willed, neither would, from regard to the other, forbear. Comparisons between their different degrees of extravagance commenced; and, once begun, they never ended. It was impossible to settle, to the satisfaction of either party, which of them was most to blame. Recrimination and reproaches were hourly and daily repeated; and the lady usually ended by bursting into tears, and the gentleman by taking his hat and walking out of the house. In the meantime, the bills must be paid. Mr. Ludgate was obliged to sell the whole of his interest in the shop in Cranbourne-alley; and the ready money he received from Allen was to clear him from all difficulties. Allen came to pay him this sum. “Do not think me impertinent, Mr. Ludgate,” said he, “but I cannot for the soul of me help fearing for you. What _will_ you do, when this money is gone? and go it must, at the rate you live, in a very short time.” “You are very good, sir,” replied Leonard, coldly, “to interest yourself so much in my concerns; but I shall live at what rate I please. Every man is the best judge of his own affairs.”