“Besides these two instances which occurred before the eyes of all the world, stories circulated of many more among the lower classes, nearly all of which had tragic endings. Here an honest sober man became a drunkard; there a shopkeeper’s clerk robbed his master; again, a driver who had conducted himself properly for a number of years cut his passenger’s throat for a groschen. It was impossible that such occurrences, related, not without embellishments, should not inspire a sort of involuntary horror amongst the sedate inhabitants of Kolomna. No one entertained any doubt as to the presence of an evil power in the usurer. They said that he imposed conditions which made the hair rise on one’s head, and which the miserable wretch never afterward dared reveal to any other being; that his money possessed a strange power of attraction; that it grew hot of itself, and that it bore strange marks. And it is worthy of remark, that all the colony of Kolomna, all these poor old women, small officials, petty artists, and insignificant people whom we have just recapitulated, agreed that it was better to endure anything, and to suffer the extreme of misery, rather than to have recourse to the terrible usurer. Old women were even found dying of hunger, who preferred to kill their bodies rather than lose their soul. Those who met him in the street experienced an involuntary sense of fear. Pedestrians took care to turn aside from his path, and gazed long after his tall, receding figure. In his face alone there was sufficient that was uncommon to cause any one to ascribe to him a supernatural nature. The strong features, so deeply chiselled; the glowing bronze of his complexion; the incredible thickness of his brows; the intolerable, terrible eyes--everything seemed to indicate that the passions of other men were pale compared to those raging within him. My father stopped short every time he met him, and could not refrain each time from saying, ‘A devil, a perfect devil!’ But I must introduce you as speedily as possible to my father, the chief character of this story.