A second instance was where the needs of a comparative stranger were written out by Mr. Stead's hand. Mr. Stead goes on to say: "Last February I met a correspondent in a railway carriage with whom I had a very casual acquaintance. Knowing that he was in considerable distress, our conversation fell into a more or less confidential train in which I divined that his difficulty was chiefly financial. I said I did not know whether I could be of any help to him, but asked him to let me know exactly how things stood--what were his debts, his expectations, and so forth. He said he really could not tell me, and I refrained from pressing him. "That night I received a letter from him apologizing for not having given the information, but saying he really could not. I received that letter about ten o'clock, and about two o'clock next morning, before going to sleep, I sat down in my bedroom and said: 'You did not like to tell me your exact financial condition face to face, but now you can do so through my hand. Just write and tell me exactly how things stand. How much money do you owe?' My hand wrote, 'My debts are £90.' In answer to a further inquiry whether the figures were accurately stated, 'ninety pounds' was then written in full. 'Is that all?' I asked. My hand wrote 'Yes, and how I am to pay I do not know.' 'Well,' I said; 'how much do you want for that piece of property you wish to sell?' My hand wrote, 'What I hope is, say, £100 for that. It seems a great deal, but I must get money somehow. Oh, if I could get anything to do--I would gladly do anything!' 'What does it cost you to live?' I asked. My hand wrote, 'I do not think I could possibly live under £200 a year. If I were alone I could live on £50 per annum.'