Footnote 76: [The Agrarian Bank is still (1921) only a project.] Footnote 77: I speak (here and further on) only of the Colonies in Judea and Lower Galilee. I did not visit Upper Galilee on this occasion. There are, indeed, two or three Colonies in Judea which are exceptions; but special reasons have made them unprosperous and kept their inhabitants in the old rut. We are not here concerned with these individual problems. Footnote 78: The Colonies of this type, founded during the last few years, have already been left by many of the first settlers, whose places have been taken by others. Footnote 79: [_i.e._, securing the exclusive employment of Jewish labour on Jewish-owned land.] Footnote 80: There is a further class of “contractor-labourers,” called in Palestine _k’vutzoth_ (groups), who work National Fund land in some places on a co-operative basis. But the results of this experiment are not yet clear, and in any case the system cannot be expected to develop so far as to be able to bring about a radical change in the labour problem. Recently, too, Yemenite Jews have been coming to Palestine, settling in the Colonies, and working as labourers; and the Zionists are already proclaiming that the Yemenites will build up the land. But this is another experiment on which judgment cannot yet be passed. Many people in Palestine think that the Yemenites are not physically strong enough for hard work; and, moreover, their level of culture and their mentality are so different from ours that the question inevitably presents itself whether an increase in their number will not change the whole character of the settlement, and whether the change will be for the better. I have here touched only on the question of the possibility of “capturing labour.” But an answer is still awaited to another question—whether it is proper for us, who are “bottom dog” everywhere, to aim at a monopoly of labour, and whether they are not right who maintain that this policy will prove to be our most serious obstacle. Footnote 81: In Petach-Tikvah, for instance, it is possible for three or four hundred labourers at most to earn a living by the finer kinds of work; whereas the unskilled labour employs at times thousands. Footnote 82: [The quotation is from an Essay called _Dr. Pinsker and his Pamphlet_, written in 1892.] Footnote 83: [From the Supplement to an Essay called _Truth from Palestine_ (II), written in 1894.] Footnote 84: